HDFC changed Smartbuy 5% cashback offer TnC
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HDFC Changed smartbuy 5% offer tnc for debit card holders.
Now you won't get 5% cashback for purchases made using payzapp app, instead of 5% promotional cashback, you will now be getting 3% instant cashpoints.
However if you use your HDFC debit card directly at smartbuy website you will get 5% cashback instead of pz cashpoints
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It never worked actually, according to hdfc customer care, you won't get 5% promotional cashback on any spends from oct if you used payzapp app to purchase vouchers
1 Cashpoint = how much real money?
Weren't we supposed to receive the 5%promotional cashback for October last month itself?
I haven't received
Btw previous transectionsdone by platinum means loss of 2% considering we already get 5% by apay card
So now,5%Smartbuy+5%millenia(upto 400) for millennia dc users
And just 5% Smartbuy for platinum dc users
Yes, if you use smartbuy website, that too needs to be checked once if working properly
What about HDFC millennia credit card?
No effect on credit cards as of now
Cb reduced 2 payzapp route
What is promotional cashback? There is also some other cashback? What's the difference?
1.I bought 8k ASV through payzapp on Jan 1st week using millennia dc..
2.And 12k ASV on Jan last week through payzapp using millennia dc..
So for the first transaction it's 8% returns
And for second transaction it's only 3% now right?
@1sardarKhan @1sardarKhan
How did you bought 20K asv in one month? You can only buy upto 10k per month
Btw to anyone who knows, I have a question since I am new to Smartbuy and PayZapp overall. If I am maximizing the ₹400 cashback on Millennia DC (already getting ₹400 by spends elsewhere), do I get separate CB for using Millennia DC on SmartBuy?
Yes 5% Smartbuy cashback upto 1000
Hame bhi shock laga.. par kitne ka laga confusion hai..
1. Hdfc mill dc - bought 8k agv paid 3% extra charge got 3% cb point.. to yaha hame kya gain hoga? Normal 5% to koi wallet me add kar mil jata hai.. so i consider it loss of 2% if i count gv value on market..
2. Bought 10k agv with hdfc plat. 3 % diya.. 3% mila. Matlab 10000 money me 10k gv liya.. bad deal..yaha bhi 2% ka losss.. iske. Alwa aur kahi to aayega nahi cb right?
To picchle 3 month se loss ho raha matlab.. aaj pata chala
For millenia you will get 5% loyalty as well, so no loss no profit,
For platinum it's loss for you
How to buy Asv by Millennia credit card to maximize profit and what will i get?
Add maximum quantity, so your delivery charges will decrease.
Now use Pineperks RuPay gift card and purchase Amazon shopping voucher from Paytm and use 2.5% off coupon code.
Paytm will charge 0.5% only. So, you will get 2% extra off.
I wish to open hdfc savings account suggest which debit card is best for cashback on gv and cc bill payment
loss of rs1850
interesting part is they still show 5% profit in Payzapp app while buying any GV with Other CC/DC.
Millenia cc se Apay gv Max. Kitne % pr purchase kr skte?
I hve hdfc women debit card. It don't give 0.50% on any payments of cheq, park+, paytm etc. It's useless debit card
So using mill.dc, if I buy apay gv from smartbuy now on, 5+5-3(processing charges)=7% , that is get both promo and loyalty cashpoints, but pz only loyalty 5 and 3 pzpoints, which gets adjusted with processing charges?
I too haven't received promo cashpoints for sometime... @1sardarKhan
You've written ulta, for cc it's 5% for dc it's 3%(thru pz).
Gotit
Max for dc direct smartbuy purchase :5%
Max for dc pz shop purchase :3%
The biggest problem with millennia dc is 90 days wait period. After 90 days you'll find out that txn wasn't eligible for cashpoints and feel like a clown
They have monthly,quarterly and yearly limits for buying gvs using cc,
If you are not able to buy more, you have exhausted the limit, now do not try to use that card in another account as they may block both the accounts then.
Uninstalled. Like park×
That's why I was only getting card cashback for last 2 months. Payzapp ne watt laga diye
Huh... smartbuy hai na... shayad 3% extra ke liye raasta badal ki bohat ne, ab laut ke aayega... dhokha khaya hua badchalan ki tarah... (nothing personal)
So payzapp is redundant?
will i get 5% cashback on millenia card if i buy gv on smartbuy using different account (other than the reg mob no with millenia card )
So say with Regalia or infinia/diners and so on , if one purchases instant voucher were there additional benefits of 5% if purchased via payzapp besides the 5x reward points? Or was it smartbuy - 5x and on payzapp - 5%. My dad purchases using smartbuy only. Wondering what is the best option for him
Where we buy Amazon pay voucher where we get 5% cashback using SBI cc. I tried with yono SBI, it's not giving
Anyone received December month Smartbuy cashback (transection done from Payzapp) ?
Didn't payzapp stop cb from Nov?
So it's better to use smartbuy portal ? Uninstall payzapp. They are killing their own app.
5% millennia + 5% smartbuy
Or 5% millennia + 3% payzapp
Am I Right?
Yes, app is just waste/dead now, earlier they allowed to pay cc bill using wallet bal, but now they don't allowing that too
How to buy Asv by Millennia credit card to maximize profit and what will i get?
Add maximum quantity, so your delivery charges will decrease.
Now use Pineperks RuPay gift card and purchase Amazon shopping voucher from Paytm and use 2.5% off coupon code.
Paytm will charge 0.5% only. So, you will get 2% extra off.