Hot Deal

HDFC BizGrow & BizPower Now on RuPay Variant | Free Amazon Prime, 5% cashback on purchase of Amazon/ Flipkart vouchers

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Finance Mentor
abhishek012

HDFC BizGrow & BizPower Now available on RuPay Variant | Free Amazon Prime, 5% cashback on purchase of Amazon/ Flipkart vouchers:

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1) HDFC RuPay BizPower Business Credit Card -

Direct RuPay variant apply Link - https://applyonline.hdfcbank.com/cards/credit-c...

HDFC-RuPay-BizPower-Business-Credit-Card

Category: Rewards

Key features:

  • Welcome Benefit - Amazon Prime Annual Membership (₹1500) + Biz Prime Subscription
  • Complimentary Airport Lounge access - 16 Domestic & 6 International in a year
  • Benefits on business spends - 5X Reward Points/ Monthly savings of ₹3,250 on
    • Ad spends on Google Ads & Meta Ads + Purchases on Reliance Digital
    • Flight & Hotel booking via MMT MyBiz on SmartBuy BizDeals
    • Income Tax and GST Payments
    • Bill payments via PayZapp – Electricity, wifi, broadband, insurance, mobile pre-paid etc.
  • Milestone Benefit - MakeMyTrip / Reliance Digital Gift Voucher worth ₹2,500 on quarterly spends of ₹2.5 Lakhs
  • Swiggy-Dineout - Save upto 7.5% on dining bills
  • Earn 4 Reward Points on every Rs.150 spent for your business needs (1 Reward Point = Upto Rs. 0.50)

Maximize your Business savings!

  • Earn 5X Reward Points on your select Business spends such as

1. Bill Payment via Payzapp & SmartPay

2. Income Tax/ Advance Tax payment via eportal.incometax.gov.in View steps

3. GST payment via payment.gst.gov.in view steps.

4. Hotel & flight booking on MMT MyBiz powered by SmartBuy BizDeals

5. Business Productivity tools like Tally, Office 365, AWS, Google, Credflow, Azure & more via SmartBuy BizDeals - Nuclei

6. Google Ads

7. Reliance Digital

Note: 5X Reward Points applicable on minimum spends Rs. 25,000 in statement cycle.

Earn maximum 5,000 Reward Points per statement cycle.

Click here to view your savings on Biz Power Credit Card.

Additional Benefit for your Business
  • Make GST payment using Business Credit Card: 

Via GST portal: payment.gst.gov.in : Click here to view the steps.

- Click here to view the steps.

  • SmartBuy BizDeals:

- Avail upto 40% savings on your Business travel and software purchase on smartbuy.hdfcbank.com/business

1. Business Travel Benefits via MMT MyBiz :

- 4% off on Flights and Hotels booking.

- Discounted Fares, Free Meal & Seat Selection, Low Fees for Cancellation  

2. Business Productivity Tools via – Nuclei :

- Instant discount on your Business Software such as Google Workspace, Tally Prime, AWS, Microsoft Azure & more.

- Get GST Invoice for availing Input Tax Credit 

Welcome Benefits

Get Amazon Prime Annual Membership + Biz Prime 6 Months subscription on 1 online transaction within first 30 days of card issuance.

Milestone Benefits

Get Gift Voucher worth Rs.2500 of MakeMyTrip/Reliance Digital on Quarterly spends of Rs 2.5 Lakhs. (On all retail spends excluding rent and petrol)

Renewal Offer

Renewal fee waived off if you spend Rs.4 Lakhs and more in the previous year​​​​​​​​​​​​​​

Addition Features
  • Dining Benefits: Get up to 20% savings on all your restaurant bill payments with Swiggy Dineout on paying via Swiggy App using your card (20k + restaurants). Click Here to Know more.
  • SmartBuy: Get up to 10X Reward Points on Flipkart, MakeMyTrip, Apple Imagine Tresor, on SmartBuy
  • SmartPay:
    - SmartPay is an automatic payment facility available on your Credit Card to pay your utility bills.
    - Get assured cashback upto Rs. 1800 in the first year and exciting e-vouchers worth upto Rs.800 for adding 2 or more bills on Smart Pay.
Business Insurance Benefit:

Secure your Business with specially curated Business Insurance package!

Avail Business Insurance package starting at an annual premium of Rs.3,785 which includes:

  • Fire & Burglary insurance for Shop up to Rs. 5 lacs
  • Cash in Safe/Transit up to Rs.25,000
  • Electronic Equipment insurance excluding terrorism up to Rs.50,000
  • Hospital Cash: Accident only amount payable per day up to Rs.1000
  • Hospital Cash: Illness only amount payable per day up to Rs.1000
  • Also, Cardholders have the option to choose higher Business Insurance cover as per their Business need.

Click here to Apply

  • List of Business Insurance plans:
Business Insurance Annual Plan Details Insurance Plan 1 Insurance Plan 2 Insurance Plan 3 Insurance Plan 4
Fire & Burglary insurance for Shop (excluding Theft) 5,00,000 10,00,000 20,00,000 50,00,000
Cash in Safe 25,000 50,000 1,00,000 2,50,000
Cash in Transit 25,000 50,000 1,00,000 2,50,000
Electronic Equipment insurance (excluding terrorism) 50,000 1,00,000 2,00,000 2,50,000
Hospital Cash: Accident Only Amount Payable/ Day
(30 Days Cover)
1,000 1,500 2,000 5,000
Hospital Cash: Illness Only Amount Payable/ Day
(30 Days Cover)
1,000 1,500 2,000 5,000
Total Premium without GST 3,207 6,221 12,442 23,886
Total Premium with GST 3,785 7,341 14,681 28,185

T&C apply

Reward Point/Reward Back Redemption & Validity

Reward Points can be redeemed as:

Click here to know how to redeem your reward points

1 Reward Point Equivalent to For Example,
Redeem as cashback against statement Rs. 0.20 1000 RP = Rs.200
Redeem on SmartBuy (against Flights/Hotel booking) Rs. 0.5 1000 RP = Rs.500
Redeem against Product Catalogue via Netbanking & SmartBuy Up to Rs. 0.35 1000 RP = Up to Rs.350
Airmiles conversion via Netbanking 0.5 Airmiles 1000 RP = 500 Airmiles
Redeem against Business Catalogue via Netbanking & SmartBuy Up to Rs. 0.65 1000 RP = Up to Rs.650

  • A minimum of 2500 RP is needed to redeem Reward Points against statement balance. 
  • Flights and Hotels redemption, Credit Card members can redeem up to a maximum of 50% of the booking value through Reward Points. Rest of the transaction amount will have to be paid via the Credit Card limit 
  • With effect from 1st February 2023, cardmembers can redeem up to 70% of product/Voucher value through Reward Points on select vouchers/products and pay the remaining amount via Credit card.  
  • Unredeemed Reward Points will expire/lapse after 2 year of accumulation. 
  • The maximum 60,000 Reward Points can be earned in a statement cycle.

Fees & Charges -

1. Joining/Renewal Membership Fee – Rs. 2500/- plus Applicable Taxes

2. Please Click here to view the fees and charges applicable on your HDFC Bank Biz Power Credit Card.

3. Spend Rs. 4 Lakhs in an anniversary year (12 billing cycles) and get Renewal Fee waived for next renewal year.

2) HDFC RuPay BizGrow Business Credit Card -

Direct RuPay variant apply Link - https://applyonline.hdfcbank.com/cards/credit-c...

HDFC-RuPay-BizGrow-Business-Credit-Card

Category: Rewards

Key features:

  • Benefits on business spends - 10X CashPoints/ Monthly savings of ₹450 on
    • Spends on DMart & ClearTax
    • Bill payments via PayZapp – Electricity, wifi, broadband, insurance, mobile pre-paid etc.
    • Income Tax and GST Payments
    • Flight & Hotel booking via MMT MyBiz powered by SmartBuy BizDeals
  • Milestone Benefit - Get 2000 Bonus CashPoints on quarterly spends of ₹1 lakh
  • SmartBuy Benefit - 5% cashback on purchase of Amazon/ Flipkart vouchers
  • Earn 2 Cash Points on every Rs.150 spent for your business needs

Maximize your Business savings!

  • Earn 10X Cash Points on your select Business spends such as

1. Bill Payment via Payzapp & SmartPay

2. Income Tax/ Advance Tax payment via eportal.incometax.gov.in View steps.

3. GST payment via payment.gst.gov.in view steps

4. Hotel & flight booking on MMT MyBiz powered by SmartBuy BizDeals

5. Business Productivity tools like Tally, Office 365, AWS, Google, Credflow, Azure & more via SmartBuy BizDeals - Nuclei

6. Dmart

7. Cleartax

Note: 10X Cash Points applicable on minimum spends Rs. 10,000 in statement cycle.

Maximum 1,500 Cash Points per statement cycle.

Click here to view your savings on Biz Grow Credit Card

Additional Benefit for your Business
  • Make GST payment using Business Credit Card: 

Via GST portal: payment.gst.gov.in : Click here to view the steps.

- Click here to view the steps.

  • SmartBuy BizDeals:

- Avail upto 40% savings on your Business travel and software purchase on smartbuy.hdfcbank.com/business

1. Business Travel Benefits via MMT MyBiz :

- 4% off on Flights and Hotels booking.

- Discounted Fares, Free Meal & Seat Selection, Low Fees for Cancellation  

2. Business Productivity Tools via – Nuclei :

- Instant discount on your Business Software such as Google Workspace, Tally Prime, AWS, Microsoft Azure & more.

- Get GST Invoice for availing Input Tax Credit 

Card Activation Benefit

Get a Gift voucher worth Rs.250 on making one transaction on your Biz Grow Credit card within first 37 days of card issuance. Voucher is redeemable on top brands like Amazon, Swiggy & more.

Milestone Benefits
  • Earn 2000 CashPoints every quarter on your quarterly spends of Rs. 1,00,000.  (On all retail spends excluding rent and petrol)
  • Redeem your CashPoints against statement. (Earn 1 CashPoint = Upto Rs.0.25)
Additional Benefits
  • Fuel Surcharge Waiver: 1% fuel surcharge waiver at all fuel stations across India
    (on minimum transaction of ₹400 and maximum transaction of ₹5000. Max Cashback of ₹250 per statement cycle)
  • Dining Benefits: Get up to 20% savings on all your restaurant bill payments with Swiggy Dineout on paying via Swiggy App using your card (20k + restaurants). Click Here to Know more.
  • SmartPay:
    - SmartPay is an automatic payment facility available on your Credit Card to pay your utility bills.
    - Get assured cashback upto Rs. 1800 in the first year and exciting e-vouchers worth upto Rs.800 for adding 2 or more bills on Smart Pay.
Business Insurance Benefit:

Secure your Business with specially curated Business Insurance package!

Avail Business Insurance package starting at an annual premium of Rs.3,785 which includes:

  • Fire & Burglary insurance for Shop up to Rs. 5 lacs
  • Cash in Safe/Transit up to Rs.25,000
  • Electronic Equipment insurance excluding terrorism up to Rs.50,000
  • Hospital Cash: Accident only amount payable per day up to Rs.1000
  • Hospital Cash: Illness only amount payable per day up to Rs.1000
  • Also, Cardholders have the option to choose higher Business Insurance cover as per their Business need.

Click here to Apply

  • List of Business Insurance plans:
Business Insurance Annual Plan Details Insurance Plan 1 Insurance Plan 2 Insurance Plan 3 Insurance Plan 4
Fire & Burglary insurance for Shop (excluding Theft) 5,00,000 10,00,000 20,00,000 50,00,000
Cash in Safe 25,000 50,000 1,00,000 2,50,000
Cash in Transit 25,000 50,000 1,00,000 2,50,000
Electronic Equipment insurance (excluding terrorism) 50,000 1,00,000 2,00,000 2,50,000
Hospital Cash: Accident Only Amount Payable/ Day
(30 Days Cover)
1,000 1,500 2,000 5,000
Hospital Cash: Illness Only Amount Payable/ Day
(30 Days Cover)
1,000 1,500 2,000 5,000
Total Premium without GST 3,207 6,221 12,442 23,886
Total Premium with GST 3,785 7,341 14,681 28,185

T&C apply

CashPoint/Cashback Redemption & Validity


Cash Points can be redeemed as:

Click here to know how to redeem your reward points

1 Cashpoint Equivalent to For Example,
Redeem as cashback against statement Rs. 0.25 1000 CP = Rs.250
Redeem on SmartBuy (against Flights/Hotel booking) Rs. 0.25 1000 CP = Rs.250
Redeem against Product Catalogue via Netbanking & SmartBuy Up to Rs. 0.25 1000 RP = Up to Rs.250
Redeem against Business Catalogue via Netbanking & SmartBuy Up to Rs. 0.30 1000 RP = Up to Rs.300
  • A minimum of 2500 CP is needed to redeem CashPoints against statement balance.
  • Flights and Hotels redemption, Credit Card members can redeem up to a maximum of 50% of the booking value through CashPoints. Rest of the transaction amount will have to be paid via the Credit Card limit.
  • With effect from 1st February 2023, cardmembers can redeem upto 70% of product/Voucher value through CashPoints on select vouchers/products and pay the remaining amount via Credit card. 
  • The maximum 15,000 CashPoints can be earned in a statement cycle.
  • Unredeemed Cash Points will expire/lapse after 2 year of accumulation

Fees & Charges -

1. Joining/Renewal Membership Fee – Rs. 500/- plus Applicable Taxes

2. Please Click here to view the fees and charges applicable on your HDFC Bank Biz Grow Credit Card.

3. Spend Rs. 1 Lakhs in an anniversary year (12 billing cycles) and get Renewal Fee waived for next renewal year.

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3) If you dnt know then HDFC RuPay BizFirst Business Credit Card also available -

More Details - https://www.desidime.com/discussions/hdfc-bank-...

Direct RuPay variant apply Link - https://applyonline.hdfcbank.com/cards/credit-c...

HDFC-RuPay-BizFirst-Business-Credit-Card

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Disclaimer
We are not SEBI/IRDA registered. The information provided herein is for education purposes only. We will not be responsible for any of your profit/loss with this channel's suggestions. Consult your financial advisor before making any decisions.
Top Comments
Deal Lieutenant Deal Lieutenant
Link Copied

5% Cashback On Vouchers ? 

This Is Available On Almost All Cards Except Tataneu 

Whats New In This ?

These Biz Power And Biz Grow Are Useless Cards 

In Rupay Variants They Are Dead 

Don't Take Any HDFC Rupay Variant Cards 

Go For Visa Or Master Variant Cards

24 Comments  |  
15 Dimers
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Deal Lieutenant Deal Lieutenant
Link Copied

5% Cashback On Vouchers ? 

This Is Available On Almost All Cards Except Tataneu 

Whats New In This ?

These Biz Power And Biz Grow Are Useless Cards 

In Rupay Variants They Are Dead 

Don't Take Any HDFC Rupay Variant Cards 

Go For Visa Or Master Variant Cards

Deal Lieutenant Deal Lieutenant
Link Copied

Screenshot1

View 3 more replies
Investor Guru Investor Guru
Link Copied

Business cards for business men 

Deal Cadet Deal Cadet
Link Copied

Biz first gives rewards on emi purchases as well which I feel is a good usp

Post Tycoon Post Tycoon
Link Copied

Any LTF cards that give Yearly Car breakdown Assitance package for free?

Deal Lieutenant Deal Lieutenant
Link Copied

Idfc wealth

View 1 more reply
Deal Lieutenant Deal Lieutenant
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VU+ lets see how much of HDFC cards are getting supported by people these days:)

Deal Cadet Deal Cadet
Link Copied

Business Regalia is better

Deal Cadet Deal Cadet
Link Copied

Wen biz black in rupay varient

Deal Newbie Deal Newbie
Link Copied

Yeh ltf hai kya ya annually chargeable hai

Benevolent Benevolent
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Pre-approved LTF for selected customers
Deal Lieutenant Deal Lieutenant
Link Copied

Eligibility criteria for each card?? Thats the missing link

Finance Mentor Finance Mentor
Link Copied

@dexter_greycells told,

HDFC has opened up these cards to more people now, including co-branded card holders.

Just visit the RuPay variant link in my post and apply.

Benevolent Benevolent
Link Copied

Can salaried get these cards? 

Deal Lieutenant Deal Lieutenant
Link Copied
Yes 

1) for account holders: if you hide that salaried fact in your hdfc savings account with self employed account information then you will get preapproved 
2) for non account holders: if you provide self employed during card application you will get these business cards
View 4 more replies
replyuser
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