HDFC BizGrow & BizPower Now available on RuPay Variant | Free Amazon Prime, 5% cashback on purchase of Amazon/ Flipkart vouchers:
1) HDFC RuPay BizPower Business Credit Card -
Direct RuPay variant apply Link - https://applyonline.hdfcbank.com/cards/credit-c...
Category: Rewards
Key features:
-
Welcome Benefit - Amazon Prime Annual Membership (₹1500) + Biz Prime Subscription
-
Complimentary Airport Lounge access - 16 Domestic & 6 International in a year
-
Benefits on business spends - 5X Reward Points/ Monthly savings of ₹3,250 on
- Ad spends on Google Ads & Meta Ads + Purchases on Reliance Digital
- Flight & Hotel booking via MMT MyBiz on SmartBuy BizDeals
- Income Tax and GST Payments
- Bill payments via PayZapp – Electricity, wifi, broadband, insurance, mobile pre-paid etc.
-
Milestone Benefit - MakeMyTrip / Reliance Digital Gift Voucher worth ₹2,500 on quarterly spends of ₹2.5 Lakhs
-
Swiggy-Dineout - Save upto 7.5% on dining bills
- Earn 4 Reward Points on every Rs.150 spent for your business needs (1 Reward Point = Upto Rs. 0.50)
Maximize your Business savings!
- Earn 5X Reward Points on your select Business spends such as
1. Bill Payment via Payzapp & SmartPay
2. Income Tax/ Advance Tax payment via eportal.incometax.gov.in View steps
3. GST payment via payment.gst.gov.in view steps.
4. Hotel & flight booking on MMT MyBiz powered by SmartBuy BizDeals
5. Business Productivity tools like Tally, Office 365, AWS, Google, Credflow, Azure & more via SmartBuy BizDeals - Nuclei
6. Google Ads
7. Reliance Digital
Note: 5X Reward Points applicable on minimum spends Rs. 25,000 in statement cycle.
Earn maximum 5,000 Reward Points per statement cycle.
Click here to view your savings on Biz Power Credit Card.
Additional Benefit for your Business
- Make GST payment using Business Credit Card:
Via GST portal: payment.gst.gov.in : Click here to view the steps.
- Click here to view the steps.
- Avail upto 40% savings on your Business travel and software purchase on smartbuy.hdfcbank.com/business
1. Business Travel Benefits via MMT MyBiz :
- 4% off on Flights and Hotels booking.
- Discounted Fares, Free Meal & Seat Selection, Low Fees for Cancellation
2. Business Productivity Tools via – Nuclei :
- Instant discount on your Business Software such as Google Workspace, Tally Prime, AWS, Microsoft Azure & more.
- Get GST Invoice for availing Input Tax Credit
Welcome Benefits
Get Amazon Prime Annual Membership + Biz Prime 6 Months subscription on 1 online transaction within first 30 days of card issuance.
Milestone Benefits
Get Gift Voucher worth Rs.2500 of MakeMyTrip/Reliance Digital on Quarterly spends of Rs 2.5 Lakhs. (On all retail spends excluding rent and petrol)
Renewal Offer
Renewal fee waived off if you spend Rs.4 Lakhs and more in the previous year
Addition Features
-
Dining Benefits: Get up to 20% savings on all your restaurant bill payments with Swiggy Dineout on paying via Swiggy App using your card (20k + restaurants). Click Here to Know more.
-
SmartBuy: Get up to 10X Reward Points on Flipkart, MakeMyTrip, Apple Imagine Tresor, on SmartBuy
-
SmartPay:
- SmartPay is an automatic payment facility available on your Credit Card to pay your utility bills.
- Get assured cashback upto Rs. 1800 in the first year and exciting e-vouchers worth upto Rs.800 for adding 2 or more bills on Smart Pay.
Business Insurance Benefit:
Secure your Business with specially curated Business Insurance package!
Avail Business Insurance package starting at an annual premium of Rs.3,785 which includes:
- Fire & Burglary insurance for Shop up to Rs. 5 lacs
- Cash in Safe/Transit up to Rs.25,000
- Electronic Equipment insurance excluding terrorism up to Rs.50,000
- Hospital Cash: Accident only amount payable per day up to Rs.1000
- Hospital Cash: Illness only amount payable per day up to Rs.1000
- Also, Cardholders have the option to choose higher Business Insurance cover as per their Business need.
Click here to Apply
- List of Business Insurance plans:
Business Insurance Annual Plan Details |
Insurance Plan 1 |
Insurance Plan 2 |
Insurance Plan 3 |
Insurance Plan 4 |
Fire & Burglary insurance for Shop (excluding Theft) |
5,00,000 |
10,00,000 |
20,00,000 |
50,00,000 |
Cash in Safe |
25,000 |
50,000 |
1,00,000 |
2,50,000 |
Cash in Transit |
25,000 |
50,000 |
1,00,000 |
2,50,000 |
Electronic Equipment insurance (excluding terrorism) |
50,000 |
1,00,000 |
2,00,000 |
2,50,000 |
Hospital Cash: Accident Only Amount Payable/ Day (30 Days Cover) |
1,000 |
1,500 |
2,000 |
5,000 |
Hospital Cash: Illness Only Amount Payable/ Day (30 Days Cover) |
1,000 |
1,500 |
2,000 |
5,000 |
Total Premium without GST |
3,207 |
6,221 |
12,442 |
23,886 |
Total Premium with GST |
3,785 |
7,341 |
14,681 |
28,185 |
T&C apply
Reward Point/Reward Back Redemption & Validity
Reward Points can be redeemed as:
Click here to know how to redeem your reward points
|
1 Reward Point Equivalent to |
For Example, |
Redeem as cashback against statement |
Rs. 0.20 |
1000 RP = Rs.200 |
Redeem on SmartBuy (against Flights/Hotel booking) |
Rs. 0.5 |
1000 RP = Rs.500 |
Redeem against Product Catalogue via Netbanking & SmartBuy |
Up to Rs. 0.35 |
1000 RP = Up to Rs.350 |
Airmiles conversion via Netbanking |
0.5 Airmiles |
1000 RP = 500 Airmiles |
Redeem against Business Catalogue via Netbanking & SmartBuy |
Up to Rs. 0.65 |
1000 RP = Up to Rs.650 |
|
- A minimum of 2500 RP is needed to redeem Reward Points against statement balance.
- Flights and Hotels redemption, Credit Card members can redeem up to a maximum of 50% of the booking value through Reward Points. Rest of the transaction amount will have to be paid via the Credit Card limit
- With effect from 1st February 2023, cardmembers can redeem up to 70% of product/Voucher value through Reward Points on select vouchers/products and pay the remaining amount via Credit card.
- Unredeemed Reward Points will expire/lapse after 2 year of accumulation.
- The maximum 60,000 Reward Points can be earned in a statement cycle.
Fees & Charges -
1. Joining/Renewal Membership Fee – Rs. 2500/- plus Applicable Taxes
2. Please Click here to view the fees and charges applicable on your HDFC Bank Biz Power Credit Card.
3. Spend Rs. 4 Lakhs in an anniversary year (12 billing cycles) and get Renewal Fee waived for next renewal year.
2) HDFC RuPay BizGrow Business Credit Card -
Direct RuPay variant apply Link - https://applyonline.hdfcbank.com/cards/credit-c...
Category: Rewards
Key features:
-
Benefits on business spends - 10X CashPoints/ Monthly savings of ₹450 on
- Spends on DMart & ClearTax
- Bill payments via PayZapp – Electricity, wifi, broadband, insurance, mobile pre-paid etc.
- Income Tax and GST Payments
- Flight & Hotel booking via MMT MyBiz powered by SmartBuy BizDeals
-
Milestone Benefit - Get 2000 Bonus CashPoints on quarterly spends of ₹1 lakh
-
SmartBuy Benefit - 5% cashback on purchase of Amazon/ Flipkart vouchers
- Earn 2 Cash Points on every Rs.150 spent for your business needs
Maximize your Business savings!
- Earn 10X Cash Points on your select Business spends such as
1. Bill Payment via Payzapp & SmartPay
2. Income Tax/ Advance Tax payment via eportal.incometax.gov.in View steps.
3. GST payment via payment.gst.gov.in view steps
4. Hotel & flight booking on MMT MyBiz powered by SmartBuy BizDeals
5. Business Productivity tools like Tally, Office 365, AWS, Google, Credflow, Azure & more via SmartBuy BizDeals - Nuclei
6. Dmart
7. Cleartax
Note: 10X Cash Points applicable on minimum spends Rs. 10,000 in statement cycle.
Maximum 1,500 Cash Points per statement cycle.
Click here to view your savings on Biz Grow Credit Card
Additional Benefit for your Business
- Make GST payment using Business Credit Card:
Via GST portal: payment.gst.gov.in : Click here to view the steps.
- Click here to view the steps.
- Avail upto 40% savings on your Business travel and software purchase on smartbuy.hdfcbank.com/business
1. Business Travel Benefits via MMT MyBiz :
- 4% off on Flights and Hotels booking.
- Discounted Fares, Free Meal & Seat Selection, Low Fees for Cancellation
2. Business Productivity Tools via – Nuclei :
- Instant discount on your Business Software such as Google Workspace, Tally Prime, AWS, Microsoft Azure & more.
- Get GST Invoice for availing Input Tax Credit
Card Activation Benefit
Get a Gift voucher worth Rs.250 on making one transaction on your Biz Grow Credit card within first 37 days of card issuance. Voucher is redeemable on top brands like Amazon, Swiggy & more.
Milestone Benefits
- Earn 2000 CashPoints every quarter on your quarterly spends of Rs. 1,00,000. (On all retail spends excluding rent and petrol)
- Redeem your CashPoints against statement. (Earn 1 CashPoint = Upto Rs.0.25)
Additional Benefits
-
Fuel Surcharge Waiver: 1% fuel surcharge waiver at all fuel stations across India
(on minimum transaction of ₹400 and maximum transaction of ₹5000. Max Cashback of ₹250 per statement cycle)
-
Dining Benefits: Get up to 20% savings on all your restaurant bill payments with Swiggy Dineout on paying via Swiggy App using your card (20k + restaurants). Click Here to Know more.
-
SmartPay:
- SmartPay is an automatic payment facility available on your Credit Card to pay your utility bills.
- Get assured cashback upto Rs. 1800 in the first year and exciting e-vouchers worth upto Rs.800 for adding 2 or more bills on Smart Pay.
Business Insurance Benefit:
Secure your Business with specially curated Business Insurance package!
Avail Business Insurance package starting at an annual premium of Rs.3,785 which includes:
- Fire & Burglary insurance for Shop up to Rs. 5 lacs
- Cash in Safe/Transit up to Rs.25,000
- Electronic Equipment insurance excluding terrorism up to Rs.50,000
- Hospital Cash: Accident only amount payable per day up to Rs.1000
- Hospital Cash: Illness only amount payable per day up to Rs.1000
- Also, Cardholders have the option to choose higher Business Insurance cover as per their Business need.
Click here to Apply
- List of Business Insurance plans:
Business Insurance Annual Plan Details |
Insurance Plan 1 |
Insurance Plan 2 |
Insurance Plan 3 |
Insurance Plan 4 |
Fire & Burglary insurance for Shop (excluding Theft) |
5,00,000 |
10,00,000 |
20,00,000 |
50,00,000 |
Cash in Safe |
25,000 |
50,000 |
1,00,000 |
2,50,000 |
Cash in Transit |
25,000 |
50,000 |
1,00,000 |
2,50,000 |
Electronic Equipment insurance (excluding terrorism) |
50,000 |
1,00,000 |
2,00,000 |
2,50,000 |
Hospital Cash: Accident Only Amount Payable/ Day (30 Days Cover) |
1,000 |
1,500 |
2,000 |
5,000 |
Hospital Cash: Illness Only Amount Payable/ Day (30 Days Cover) |
1,000 |
1,500 |
2,000 |
5,000 |
Total Premium without GST |
3,207 |
6,221 |
12,442 |
23,886 |
Total Premium with GST |
3,785 |
7,341 |
14,681 |
28,185 |
T&C apply
CashPoint/Cashback Redemption & Validity
Cash Points can be redeemed as:
Click here to know how to redeem your reward points
|
1 Cashpoint Equivalent to |
For Example, |
Redeem as cashback against statement |
Rs. 0.25 |
1000 CP = Rs.250 |
Redeem on SmartBuy (against Flights/Hotel booking) |
Rs. 0.25 |
1000 CP = Rs.250 |
Redeem against Product Catalogue via Netbanking & SmartBuy |
Up to Rs. 0.25 |
1000 RP = Up to Rs.250 |
Redeem against Business Catalogue via Netbanking & SmartBuy |
Up to Rs. 0.30 |
1000 RP = Up to Rs.300 |
- A minimum of 2500 CP is needed to redeem CashPoints against statement balance.
- Flights and Hotels redemption, Credit Card members can redeem up to a maximum of 50% of the booking value through CashPoints. Rest of the transaction amount will have to be paid via the Credit Card limit.
- With effect from 1st February 2023, cardmembers can redeem upto 70% of product/Voucher value through CashPoints on select vouchers/products and pay the remaining amount via Credit card.
- The maximum 15,000 CashPoints can be earned in a statement cycle.
- Unredeemed Cash Points will expire/lapse after 2 year of accumulation
Fees & Charges -
1. Joining/Renewal Membership Fee – Rs. 500/- plus Applicable Taxes
2. Please Click here to view the fees and charges applicable on your HDFC Bank Biz Grow Credit Card.
3. Spend Rs. 1 Lakhs in an anniversary year (12 billing cycles) and get Renewal Fee waived for next renewal year.
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3) If you dnt know then HDFC RuPay BizFirst Business Credit Card also available -
More Details - https://www.desidime.com/discussions/hdfc-bank-...
Direct RuPay variant apply Link - https://applyonline.hdfcbank.com/cards/credit-c...
5% Cashback On Vouchers ?
This Is Available On Almost All Cards Except Tataneu
Whats New In This ?
These Biz Power And Biz Grow Are Useless Cards
In Rupay Variants They Are Dead
Don't Take Any HDFC Rupay Variant Cards
Go For Visa Or Master Variant Cards