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HDFC Bill pay portal - CC bill pay MCC Change

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Finance Mentor
abhishek012

HDFC Bill pay portal - CC bill pay MCC Change:

HDFC bill pay merchant name -

Axis CC bill - RENTALBBPSNO
SBI Card CC bill - RENTALBBPSNO
Standard Chartered CC bill - RENTALBBPSNO

it gave the RentalBBPS in the transaction SMS.

Other Credit card bill pay currently no changes -

ICICI CC bill - BBPSBILLPAY
Indusind CC bill - BBPSBILLPAY

@shivampancholi50 told - AU CC bill - BBPSBILLPAY

@loveshinoda335 told - Federal and IDFC as BBPSBILLPAY

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For alternative apps/website you can use - SBI Unipay website, Jio finance app and Canara Setu website using 1% cashback upto 750 per month HDFC Platinum debit Card for Credit Card bill payment.

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Top Comments
Generous Generous
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Yes bank came as HDFCBILLPAY @abhishek012

Deal Subedar Deal Subedar
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I paid sbi and icici bill using hdfc billpay, MCC shows BBPSBILLPAY for both transactions and also received cashback. I Can share screenshot if you like.

Vanguard Vanguard
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Do I get 1% cashback on this cardimagepicker5EED27CD-4776-4825-880F-3022026446DE-61448-000009B66AF7BCAF

Deal Lieutenant Deal Lieutenant
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This is HDFC Rewards Debit card it dont have 1% 

HDFC Bank Rewards Debit Card - Spend & Earn up to 2000 Reward Points



You need one of the following cards to be eligible for 1% (ONLY THESE 4 CARDS GIVE 1%)

1) Platinum Debit Card - Ultimate Cash Back Card on Shopping | HDFC Bank

2) Classic Platinum Debit Card Online | HDFC Bank

3) Preferred Platinum Debit Card (hdfcbank.com)

4) Imperia Platinum Chip Debit Card - Secure Online & Retail Shopping | HDFC Bank

279 Comments  |  
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Wingman Wingman
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I think HDFC is finally catching up to the loophole or this is just another glitch

Deal Cadet Deal Cadet
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The problem with HDFC BILL PAY is we cannot know the merchant name until we finish the payment

Deal Lieutenant Deal Lieutenant
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Hmm.. this is sad..

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Deal Lieutenant Deal Lieutenant
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Vu+ for the efforts. Following this thread

Deal Cadet Deal Cadet
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Did anyone tried IDFC CC  using HDFC BILL PAY?

Deal Cadet Deal Cadet
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Yes, BBPSBILLPAY
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Deal Cadet Deal Cadet
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For millenia dc too right? Unipay will give cb if used millenia dc ?

Helpful Helpful
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Yes, it will give 2.5%.

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Deal Lieutenant Deal Lieutenant
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VU+ for more answers and lets see how many has this figured out:)

Deal Lieutenant Deal Lieutenant
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I just wonder when did credit card become rental?? are we renting out credit cards???? (i mean renting credit cards is not allowed as per T&C of cc companies)

then why 

RENTALBBPSNO

Deal Cadet Deal Cadet
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@abhishek012 You can add Federal and IDFC as BBPSBILLPAY.

Finance Mentor Finance Mentor
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Added, hope you tried today or yesterday.
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Deal Cadet Deal Cadet
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What's the issue with the changed MCC ? @abhishek012  
Will there be any change to 750 cb on Platinum DC?

Deal Lieutenant Deal Lieutenant
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Not getting reward points for that rentalbbpsno.. that's the main issue

Generous Generous
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We confirm with hdfc? What mcc now? Maybe its just name but mcc is billpay? Its not possible different mcc for different bank on same portal

Generous Generous
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Update if we get confirmation if its rental mcc

.

Finance Mentor Finance Mentor
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I got this rental mcc for my sbi card when I paid through plat dc. But the transaction failed.

Will we charged since this is a rental mcc?

What else is the problem?
Deal Cadet Deal Cadet
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I think the content is already mentioned by confirmed users and you still tried for SBI?

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Helpful Helpful
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vu+
Deal Subedar Deal Subedar
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I think this is due to bbps payment conversation. Since ICICI was already removed automatically from bill pay and we had to add the card back again and now icici has the same mcc

Finance Mentor Finance Mentor
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Standard Chartered is non-BBPS.

SBI Card added on BBPS 7-8 months ago

but both cc bill merchant name - RENTALBBPSNO

IndusInd and AU bank also added on BBPS approx 5-6 months ago but merchant name is still BBPSBILLPAY.
Vanguard Vanguard
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Best way to prepay (to pay back before bill) to HDFC CC?

Which Platform & Which Debit Card?

Not BBPS btw

Deal Subedar Deal Subedar
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Searching for the same . Right now occasionally paying 1000 through cred and earning 3 rs cashback 🥲

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Hunk Hunk
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@abhishek012 - on SBI unipay all cc payments working? Are we getting 1% points on HDFC plat dc?

Have icici and hdfc cc to pay.. kindly advise

Finance Mentor Finance Mentor
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Yes. Go ahead.
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Heart of Gold Heart of Gold
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Seems like I was correct, they changed the MCC code to some rental mcc. I wish I read the OTP message carefully at the time of Rs.5000 transaction.

Deal Cadet Deal Cadet
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In the OTP... you will.not know the merchant name... you can see the MERCHANT NAME only payment

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Deal Captain Deal Captain
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Heard few days ago that dc option was removed from sbi unipay. Is it back and giving 1%?

Deal Cadet Deal Cadet
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Yes it is back

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Deal Cadet Deal Cadet
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I received this message for ICICI, IDFC aand IndusInd. So, I guess for these the merchant will be BBPS

Biller Registration Rejected!
For IDFCCARD Bill xxxx on HDFC Bank BillPay
Reason: Biller moved to BBPS. Re-register to pay Credit Card bill.
Critic Critic
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That is not the reason, sbi card shifted to bbps last year & ppl getting RENTALBBPSNO on it too. It currently just works for some banks & for others don't, no logic.
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Deal Subedar Deal Subedar
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Jio finance will give 2.5% on milinea dc?

Critic Critic
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Comments suggest so but no guarantee when these portals will change their mcc code.
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Deal Cadet Deal Cadet
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sorry for asking off-topic question.

do you know what is the date cycle for the HDFC Platinum DC for the cashback cap?

since there is a monthly cap of ₹750, when does the month start and end for the DC?

Next month I'll need to pay around 1 lakh, so I was thinking maybe I can prepay ~ 25K this month and remaining ~75K next month.

Finance Mentor Finance Mentor
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Calender month.
Blaze Blaze
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Yup. Not received any cashback for ICICI & SBI payment.

Deal Cadet Deal Cadet
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I judt did a small cc payment for ICICI, and the msg i received was for BBPSBILLPAY, was it same for you as well? and you still didn't receive the CB?

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Deal Newbie Deal Newbie
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better to avoid hdfcbillpay portal instead of taking chances. I am moving to sbi unipay for all cc payments now.

Deal Cadet Deal Cadet
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Pay 100rs  firts and proceed with higher/actual amount instead of letting 750 go away... per month...

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Helpful Helpful
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Paid AXIS Credit Card (prev. Citi card) bill using Jio Finance App and HDFC Platinum Debit Card. The transaction completed with merchant name as RELIANCE PAYMENTS. Don't know if that MCC will be eligible to get cashback.

@abhishek012 Do you have any idea on this?

Finance Mentor Finance Mentor
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Ya, merchant category - Utility. You will get 1% cashback upto 750 on HDFC Platinum Debit Card.
View 4 more replies
Vanguard Vanguard
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I have tried to pay sbi card bill through unipay just to know merchant. In sms its says payment at SBIUNIPAYDBCard.
Finance Mentor Finance Mentor
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Ya, Go ahead and pay.
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Deal Lieutenant Deal Lieutenant
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Paid for icici Amazon pay cc using platinum dc 2 days back on HDFC app .

Got 1 INR cb for small trial payment of 100 INR before this payment but not received for payment amount of 25k yet which was done 2 days back.

Merchant category in the statement  is showing as BBPSBILLPAY .

I should get cb right ?

Finance Mentor Finance Mentor
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Ya. ICICI CC bill - BBPSBILLPAY - eligible for 1% upto 750 cashback on HDFC Platinum debit Card.
Cool Cool
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are we getting 2.5% cb for payment using hdfc millennia debit card on hdfc bill pay portal?
Vanguard Vanguard
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SBI unipay will fetch 2.5% cashback

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Deal Cadet Deal Cadet
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if we pay hdfc credit card bill using jiofinance or sbi unipay using hdfc debit card, will we get 1 percent cashback

Deal Cadet Deal Cadet
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Yes... Using hdfc plat card

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Deal Subedar Deal Subedar
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@abhishek012 is there any website available which accept payment for credit card bill via UPI QR from Bank only chalega cc UPI nhi hai to bhi

Finance Mentor Finance Mentor
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Freecharge website,

Bank's own Billdesk website.
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