Card is very less rewarding, 0.75 (3% points) per 100 for groceries through payzapp and 0.5 (2% points) for utilities. Rest all 0.25 (1% points) for 100. Capping 500 points per month for each category means Rs 125 each.
HDFC Bank UPI Rupay Credit Card - Lifetime Free (User Specific)
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Offer details:
- Avail Rupay card via PayZapp and get a floater UPI card at Life Time Free.
- Additionally get Rs.350 voucher
- Offer applicable only for eligible customers
How to avail:
1. Login to PayZapp (if PayZapp not registered, then first register on PayZapp)
2. Go to accounts and click on apply Rupay card
3. Give consent and submit
4. Your card is instantly generated (for eligible customers)
Terms & conditions:
The Rs.250 voucher would be as part of Rupay card issuance offer
Additional Rs.100 PayZapp Shop voucher would be eligible on applying via PayZapp only
Offer is valid on opening Rupay Floater UPI credit card only
Those accounts which were opened by clicking the banner on PayZapp and completing the process alone will be eligible for this offer.
The offer is valid from 5th Jul- 31st Jul'2024 (both days inclusive)
Voucher will be sent only once and can be redeemed only once
The voucher will be sent to PayZapp registered mobile number within 90 days of card issued.
The Rs.100 voucher is valid for 3 months from the date the voucher is issued.
HDFC Bank customers are not bound in any way to participate in this offer. Any participation is voluntary and the offer is being made purely on a 'best effort' basis.
HDFC Bank reserves the right to disqualify any Card holder from the benefits of the Program. In case of any fraudulent activity, prosecution will be carried according to the purpose of availing the benefits under the Program.
This offer is non-encashable, not extendable and non-negotiable.
Returned purchases, disputed or unauthorized/fraudulent transactions, EMI's and Card Account Fees will not be considered for this offer.
The terms and conditions of this promotion are subject to change without any prior notice.
This offer is valid for Indian residents and citizens only.
HDFC Bank reserves the right at any time, without prior notice to add, alter, modify, change or vary all or any of these terms and conditions or to replace wholly or in part, the above offer by another offer, whether similar to above offer or not, or to withdraw it altogether.
Nothing herein amounts to a commitment by HDFC Bank to conduct further, similar or other offers.
The terms of the above offer shall be in addition to and not in derogation of the terms contained in the card member agreement.
All disputes, if any, arising out of or in connection with or as a result of above offers or otherwise relating hereto shall be subject to the exclusive jurisdiction of the competent courts / tribunals in Chennai only, irrespective of whether courts / tribunals in other areas have concurrent or similar jurisdiction.
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Last updated by: arorasid
3% Cashpoints on Groceries, SuperMarket & Dining spends & PayZapp transactions. (Maximum of 500 Points can be earned in a calendar month)
2% Cashpoints on Utility spends (Maximum of 500 Points can be earned in a calendar month)
1% Cashpoints on other spends (Excluding Rent, Wallet loads, EMI, Fuel, Insurance Payments & Government categories) (Maximum of 500 Points can be earned in a calendar month)
Note: The above benefits are applicable for both UPI as well as regular credit card spends.
Reward Point
/Cashback Redemption & Validity
The CashPoints earned on HDFC Bank UPI RuPay Credit Card can be redeemed against the statement balance at the rate of 1 CashPoint = ₹0.25, and can be done via Net Banking login, or physical redemption form
CashPoints can also be used for redemption against travel benefits like Flight & Hotel bookings and also on Rewards Catalogue at the SmartBuy Rewards Portal, wherein Credit Card members can redeem up to a maximum of 50% of the booking value through CashPoints at a value of 1 CashPoint = ₹0.25 and the rest of the amount will have to be paid via the Credit Card. To know more on Rewards catalouge, click here
With effect from 1st January 2023, Reward points redemption for flights & hotels bookings are capped per calendar month at 50,000.<
With effect from 1st February 2023, Reward points redemption for CashBack redemption are capped per calendar month to 50,000 rewards points.<
With effect from 1st February 2023, cardmembers can redeem upto 70% of product/Voucher value through Reward points on select vouchers/products and pay the remaining amount via Credit card.<
For redemption against statement balance, Cardholder must have minimum CashPoints equivalent to ₹500<
CashPoints earned on your HDFC Bank UPI RuPay Credit Card are valid only for 2 years from the date of transaction. e.g. if you receive Reward Points in August 2021, same will expire in August 2023
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Not a lifetime free card... Annual fees wave off if min 25000 or above
Ltf is user specific offer and visible in mycards
But how to get Amazon gift voucher?
Applied 2 days back
How to get 250 gv?
Also is that cashpoints can be redeemed as gv in full value?
Is it truly a FREE card ?? Like No annual fees, No renewal fees ? I also see this offer here like this
I didn't have a rupay card so is this a good choice ? I want it to use the feature of pay via upi using rupay!!
So Should i apply ???? + @KMJA + @quantum + i forgot the name of that dude with rupay as a profile picture.. i think Abhishek.. plis tag
I can see the offer. What does floater card mean?
even though they mentioned LTF for specific members, as the rewards are not encouraging, it's better to avoid. if you have tata neu and kiwi/jupiter card then no other rupay card is required.
$3600 per Year
$300 per month
Am an Imperia customer and have an LTF Regalia and this stupid HDFC bank wants me to pay 99 rs annual charges. Opted for the ICICI Rupay LTF and quite satisfied with it. Similarly didnt take the hdfc neucard simply since they didnt offer LTF.
@abhishek012 Disclaimer : Abhishek bhai not harmed during this post.😁🤭
Aadhaar kyc link expired msg .. how to solve?
Thanks applied and card generated instantly
Neo card hai to iska koi use nahi dikh raha.. just a extra number of card..
I'm not getting Apply Option in Payzap Application, Can anyone share Screenshot Where the option is in Payzap Application!!
Click on your profile icon on the top left, then at the bottom you will see Rewards section, under that click Cashpoints and Offers. You will see on the landing page or click Bank Product Offers
Showing fees to me 99+gst
I see the offer in payzapp. But in apply screen it shows 99 fee. Will it be life time free or not?
Has anyone seen zero fee on payzapp? Please share screenshot
After generation of card, where can you see the CVV?
Go to MyCards for more details on card.
How to get 250 amazon voucher ?? Do i have to spend on something???
even though they mentioned LTF for specific members, as the rewards are not encouraging, it's better to avoid. if you have tata neu and kiwi/jupiter card then no other rupay card is required.
Am an Imperia customer and have an LTF Regalia and this stupid HDFC bank wants me to pay 99 rs annual charges. Opted for the ICICI Rupay LTF and quite satisfied with it. Similarly didnt take the hdfc neucard simply since they didnt offer LTF.
Thanks applied and card generated instantly