Hot Deal

HDFC Bank launch 'RuPay Regalia' Credit Card | Lifetime Free Conversion | offers & cashback

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Finance Mentor
abhishek012

https://www.hdfcbank.com/personal/pay/cards/cre...

HDFC bank launch 'RuPay Regalia' Credit Card, Lifetime Free Conversion, all offers cashback and details:

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Key Features

  • 12 Complimentary Airport Lounge Access within India and 6 outside India.
  • Bonus 10,000 Reward Points on Rs. 5 lakhs spends and additional 5,000 Reward Points on Rs. 8 lakhs spends in an anniversary year.
  • Earn 4 Reward Points on every Rs.150 spent
    (On all retail* spends)
  • Foreign Currency Markup : 2% on all your foreign currency spends.
Lounge Access

A. Complimentary Airport Lounge Access within India

  • 12 complimentary access per calendar year within India (both at domestic and international terminals) using the HDFC Bank Regalia Credit Card
  • Swipe your Regalia credit card at the lounge to avail the complimentary lounge access
  • Click here to check the list of lounges
  • Visits exceeding the complimentary quota will be allowed at the discretion of lounge and will also be chargeable by the lounge


B. Priority Pass

  • You can apply for Priority Pass for self and add on members once you complete minimum 4 retail transactions on your HDFC Bank Regalia Credit Card. Click here to apply.
  • Using Priority Pass, you and your add on member can together avail up to 6 Complimentary Lounge Access per calendar year, outside India.
  • If you exceed the 6 Complimentary visits, you will be charged at US $27 + GST per visit


Please note: Priority Pass in India will attract charges on your Credit Card. Click here to know more. You can visit www.prioritypass.com for list of lounge details.

To know about your lounge access history

  • Please write a mail to [email protected]. Please provide name, complete 18 digit Priority Pass number and state that PP Membership is via HDFC Bank program. If there is more than 1 Priority Pass number (belonging to add on PP holders), then please provide all the PP Numbers.
Fuel Surcharge Waiver

1% fuel surcharge waiver at all fuel stations across India

( on minimum transaction of ₹400 and maximum transaction of ₹5000 )

Click here for details

Milestone Benefit

  • Earn Bonus 10,000 Reward Points when you spend Rs. 5 lakhs in the anniversary year.
  • Earn additional 5,000 Reward Points when you spend Rs. 8 lakhs spends in the anniversary year

Terms & Conditions Apply

Renewal Offer

Renewal fee waived off if you spend more than 3L in the previous year​​​​​​​

Insurance/Comprehensive protection & Nominee details for Insurance

  • Accidental air death cover worth Rs. 1 Crore
  • Emergency overseas hospitalization: up to Rs. 15 lakhs​​​​​​​
  • Lost Card Liability Cover : Upto Rs 9 lakhs

Click Here to update your nominee details.
Click Here for details.

Reward Point/CashBack Redemption & Validity

Reward Points Accrual:

  • Earn 4 Reward Points on every Rs. 150 spent on all retail spends including Insurance, Utilities, Education and Rent Pay.
  • Earn 10,000 Reward Points on annual spends of Rs. 5 lakhs.
  • Earn additional 5,000 Reward Points on annual spends of Rs. 8 lakhs.

Reward Point Redemption:

  • You can redeem your Reward Points on Smartbuy or Netbanking.

Reward Points can be redeemed for:

  • Flights and hotel bookings via Smartbuy at a value of 1 RP = Rs 0.5
  • Airmiles conversion through netbanking at a value of 1RP = 0.5 airmile
  • Products and Vouchers via Netbanking or SmartBuy at a value of 1 RP = upto Rs 0.35
  • Cashback at a value of 1 RP = Rs 0.20

Please Click Here to know more

    FEES & CHARGES
    • Joining/ Renewal Membership Fee – Rs. 2500/- + Applicable Taxes.
    • Click here to view details of HDFC Bank Regalia Credit Card Fees and Charges

    Welcome Benefit of 2500 Reward Points and renewal benefit of 2500 Reward Points (applicable only after the membership fee is realized and not applicable when the fee is waived off)

    HDFC Bank Regalia Credit Card Lifetime Free Conversion Conditions 2022 -
    Credit Card Annual Fees LIFETIME FREE
    (You've to fulfil any one of the condition within first 90 days of card issuance)
    HDFC Regalia Credit Card Rs. 2500+GST Spend Rs. 1,00,000 / Apply for an Add on card / Balance Transfer (Min INR 10K transaction)

    Balance Transfer - Moving outstanding debt on one credit card to another card— is a balance transfer.

    You can also Conversion Regalia Visa Signature to Regalia RuPay Select Credit card -

    Just send a mail to - [email protected]

    [email protected]

    [email protected]

    Note - if your Visa credit card is life time free then the same variant RuPay credit card will also be life time free or if you change your existing life time free Visa card to RuPay then your new RuPay variant card comes by default life time free.
    --------------------------------------------------------------------------------------------

    RuPay Credit card offers -

    Bigbasket -

    • 15% instant discount on a minimum purchase of Rs.1500
    • Maximum discount of Rs.300
    • Offer valid once per user and once per card per month
    • Offer valid for June month
    • Use code: RUPAYCREDITJUNE

    Indigo app only Offer -

    Upto 20% cashback in form of 6E rewards using RuPay Credit Card.

    Offer valid till – 30th June, 2022

    • RuPay Credit Card: Up to 20% cashback with max cash back of INR 1500 per app/customer in form of 6E rewards
    • Cashback in form of 6E Rewards only.

    More details visit here - https://www.desidime.com/deals/indigo-upto-20-c...

    HDFC Bank Regalia RuPay Credit card customers Enjoy both HDFC bank offers as well as RuPay Credit card offers.

    Card Image Credit: HDFC Regalia RuPay Credit card image shared by one twitter user, Special thanks to him - https://twitter.com/anshumankaku/status/1540135...

    regalia

    Expired
    Disclaimer
    We are not SEBI/IRDA registered. The information provided herein is for education purposes only. We will not be responsible for any of your profit/loss with this channel's suggestions. Consult your financial advisor before making any decisions.

    Deal Wiki

    183 Comments  |  
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    Analyst Analyst
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    @abhishek012

    i have 4yrs old hdfc cadhback card LTF without any min spend. Will i get rupay network card if applied without any condition like 1L spend etc? 

    Finance Mentor Finance Mentor
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    Which HDFC Cashback card ?

    HDFC Bharat Cashabck card ?

    View 4 more replies
    Deal Cadet Deal Cadet
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    Got mine today

    Deal Subedar Deal Subedar
    Link Copied

    Is it LTF?

    Finance Mentor Finance Mentor
    Link Copied
    HDFC Bank launch 'RuPay Freedom NEW' Credit Card | Lifetime Free Conversion | offers & cashback -

    https://www.desidime.com/discussions/hdfc-bank-...

    Deal Cadet Deal Cadet
    Link Copied

    I dont see any major benefit of converting from my LTF Visa Regalia to Rupay..
    Am i missing something?

    Finance Mentor Finance Mentor
    Link Copied

    HDFC Bank offers are same for all card networks but

    15% off Bigbasket offer available every month on RuPay credit cards. Time to time we will see more RuPay credit card offers. All RuPay credit card offers here - https://www.rupay.co.in/rupay-...rs

    Most important RuPay is Indian company. We need to support it.

    Also first check your card usages, This is RuPay-Discover/Diners club International Regalia credit card but all countries are still not support 100% RuPay cards acceptance except few countries. If you mostly use for International payment then you may face some problem. Otherwise switch to RuPay.

    View 1 more reply
    Deal Cadet Deal Cadet
    Link Copied

    Also, I think that the no. of supported/participating lounge will be different for Rupay/Visa/Mastercard.

    Rupay might not provide free access to most international lounges, so might need to apply for priority pass.

    Finance Mentor Finance Mentor
    Link Copied
    All domestic lounge access offer by dreamfolks and international lounge offer by Priority pass.
    View 4 more replies
    Deal Cadet Deal Cadet
    Link Copied

    I got my Rupay Regalia card today, my visa card was not LTF but I cant see any offer to make it LTF by spending 1 lac in 3 month... i asked cc but they said spend 3 lac in a year to waive off fee.... is there any way to enable this 1 lac spend offer?

    Finance Mentor Finance Mentor
    Link Copied

    Lifetime Free Conversion Conditions is for NEW user bro.

    You are old user.

    View 1 more reply
    Deal Newbie Deal Newbie
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    Any one pls tell about hdfc money back card details .
    View 1 more reply
    Deal Newbie Deal Newbie
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    I have a Diners Millenia. Is it worth getting this one?

    Deal Cadet Deal Cadet
    Link Copied

    What are the special benefits in any rupay debit or credit card apart from visa or MasterCard??

    Finance Mentor Finance Mentor
    Link Copied

    HDFC Bank offers are same for all card networks but

    15% off Bigbasket offer available every month on RuPay credit cards. Time to time we will see more RuPay credit card offers. All RuPay credit card offers here - https://www.rupay.co.in/rupay-offers

    Most important RuPay is Indian company. We need to support it.

    Also first check your card usages, This is RuPay-Discover/Diners club International Regalia credit card but all countries are still not support 100% RuPay cards acceptance except few countries. If you mostly use for International payment then you may face some problem. Otherwise switch to RuPay.

    View 1 more reply
    Deal Cadet Deal Cadet
    Link Copied

    What is the benefit in domestic and international airport lounge apart from free entry therein with hdfc cards??

    Deal Cadet Deal Cadet
    Link Copied

    sent mail for conversion from moneyback to select.

    lets see.

    Finance Mentor Finance Mentor
    Link Copied

    Moneyback to select ?

    Moneyback+ card available on RuPay Platinum.

    If your card is Moneyback then this card is discontinued.

    Generous Generous
    Link Copied

    @abhishek012 to avail Rupay select benefit u need to register and login to https://www.rupay.co.in/select-b...ng surprisingly it doesnt have HDFC rupay credit cards as any option for rupay select credit card

    Finance Mentor Finance Mentor
    Link Copied
    2 types of RuPay Select card available -

    1) RuPay Select card

    2) RuPay Select Wellness card.

    RuPay Regalia is a RuPay Select card. Only RuPay Select benefit available.

    Same like 2 types of Visa Signature, Visa Infinite, Mastercard World, Mastercard World Elite available.

    Please Note - Benefits may vary by issuer or country of issuance. Please contact your issuer for full details.
    View 3 more replies
    Deal Subedar Deal Subedar
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    Hi ..i spended 30000rs on hdfc indian oil card...within 90 days... Is my card convert into LTF? OR first year fee only waived off? If its convert into ltf ..how to ensure?.. dimer suggest your reply
    Finance Mentor Finance Mentor
    Link Copied

    I think few more condition needed to convert into ltf card. Apply add-on card, balance transfer.

    View 4 more replies
    Deal Newbie Deal Newbie
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    Do not by any HDFC credit card. They always charged extra on every bill. No proper service
    Deal Cadet Deal Cadet
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    I have been using HDFC regalia card since last 6 yrs. Can I convert it to Rupay Regalia card? Will there be any changes to what I m currently getting?
    Helpful Helpful
    Link Copied
    No charges. Just contact them and ask, they will convert.
    View 1 more reply
    Deal Subedar Deal Subedar
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    Today statement of hdfc indian oil credit card in reward sunmary a point is mentioned ... "1RP MASS LTF".. what the meaning?
    Deal Cadet Deal Cadet
    Link Copied
    Customer care team said currently there is no option to convert from visa to regalia. But with email, without any questions , it got converted. Now I am able to see Regalia Card starts with 6*** in HDFC credit cards section
    Deal Subedar Deal Subedar
    Link Copied

    I wrote an email for conversion and they delivered rupay regalia in 5 days. 

    My first rupay credit card. 

    Now waiting to link with UPI. 

    Deal Newbie Deal Newbie
    Link Copied

    Do we get priority pass with regalia rupay select card ?

    Finance Mentor Finance Mentor
    Link Copied
    No.
    Deal Cadet Deal Cadet
    Link Copied

    I can confirm that it works. HDFC Bank changed my Regalia MasterCard to Rupay Credit Card without any hassle. The whole process - from request of change to delivery of card took 5 days.

    Finance Mentor Finance Mentor
    Link Copied
    Enjoy and also use linked with UPI and use for UPI transaction.

    Also try Trick to pay FREE credit card to other credit card billpay, free of cost - https://www.desidime.com/discussions/trick-to-p...
    Deal Cadet Deal Cadet
    Link Copied

    Since there is no Priority Pass with RuPay, isn't it actually a downgrade?

    Finance Mentor Finance Mentor
    Link Copied

    RuPay provide its own International lounge access via Diners club card International lounges.

    View 2 more replies
    Deal Cadet Deal Cadet
    Link Copied

    I applied for this card today , may be the application went for VISA card... Hoping to get the card and will convert it into Rupay later.

    Deal Subedar Deal Subedar
    Link Copied

    I want to convert my Regalia Visa LTF to Rupay Regalia LTF.


    Can someone post draft email please?   🙏🏻

    @nimod @abhishek012 @demerius2020

    Finance Mentor Finance Mentor
    Link Copied

    ChatGPT OpenAI is Awesome! - https://www.desidime.com/discussions/google-und...

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    Subject: Request for Conversion of HDFC Regalia Visa Card to HDFC Regalia RuPay Card

    Dear [Customer Service/ HDFC Bank Executive],

    I am writing to request for the conversion of my HDFC Regalia Visa Card to an HDFC Regalia RuPay Card. My card number is [card number] and my name is [your name].

    I have been a loyal customer of HDFC Bank for many years and I have always been satisfied with the services provided by the bank. However, I have recently become aware of the benefits of using a RuPay card and would like to make the switch.

    I would like to request that you process this conversion as soon as possible. Please let me know what further information or documentation you may need from me to complete this process.

    Thank you for your time and assistance.

    Sincerely, [Your Name]

    Note: Kindly check with the bank regarding the process and if any additional document is required before sending the email.

    fgdr

    View 3 more replies
    Deal Newbie Deal Newbie
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    Was anyone able to get priority pass with rupay regalia? @usr86 @nimod @demerius2020 @abhishek012

    Deal Cadet Deal Cadet
    Link Copied

    For regalia once milestone reached, when will be points credited.

    Deal Hunter Deal Hunter
    Link Copied

    Tried sending the mail but got below response

    Upon receipt of your e-mail, we have done a detailed review and we take this opportunity to clarify you that currently, RUPAY franchise conversions/upgrades/issuance are temporarily suspended and we regret our inability to accede your request for conversion of existing REGALIA card into RUPAY card at this point of time as per NPCI directive and bank's policy.

    Any suggestions? Got this from grievance redressal

    Finance Mentor Finance Mentor
    Link Copied
    Just call HDFC bank and ask for conversion to RuPay Regalia.

    HDFC bank easily accept RuPay conversion request through Call.
    Deal Cadet Deal Cadet
    Link Copied

    i just got my first statement but there is super confusion in rewards points.. they are not upto mark !!

    upi transaction rewards points not getting credited and you ahve to lodge complaint!!1

    any user with another experience ???

    Finance Mentor Finance Mentor
    Link Copied

    UPI spend rewards eligible only on selected merchant categories.

    Deal Newbie Deal Newbie
    Link Copied

    If anyone want to convert, mail them. in call, they are saying conversion is not possible

    After emai in 3 days card got converted. Delivery pending

    Screenshot20230421131705HDFCBank

    Generous Generous
    Link Copied

    Is there any disadvantages to conversion. Like lounge access or priority pass restrictions

    Finance Mentor Finance Mentor
    Link Copied

    Priority pass is not available for RuPay Regalia yet.

    International acceptance is limited, work only on Discover/Diners club network outside India.

    No other disadvantage.

    Deal Newbie Deal Newbie
    Link Copied

    is anyone able to get it converted in recent times? I sent mail to grievance team and they said they don't offer regalia in rupay network.

    Finance Mentor Finance Mentor
    Link Copied
    Yes, last week one person got.

    Call HDFC bank and ask for conversion.

    Many HDFC executives are uneducated, they dnt know anything. You can also show them the Regalia RuPay physical card as proof.
    View 3 more replies
    replyuser
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