Has HDFC started charging pre closure charge on No cost EMIs?

101°
Deal Cadet
vj.motoe996
I have closed many No cost emi in past from hdfc without pre closure charge but this time hdfc is showing 3% pre closure charge. Can't we cancel emi now without charges?Screenshot20240724190959Chrome

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Deal Cadet Deal Cadet
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Very happy to hear this. People tend to misuse everything.
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Deal Cadet Deal Cadet
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Very happy to hear this. People tend to misuse everything.
Deal Newbie Deal Newbie
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Your txn date? And when u went for cancellation?

Deal Cadet Deal Cadet
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Purchase date is 20th july. Converted to emi today. I will cancel today

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Deal Subedar Deal Subedar
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following 

Benevolent Benevolent
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Why do you want to cancel it? You should have selected an alternative payment method in the first place.

Deal Lieutenant Deal Lieutenant
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well the OP might have wanted instant discont on EMI and now trapped with 3% extra charge over sale price
Budding Star Budding Star
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that's correct you can't unless you return product and get refund.

Deal Subedar Deal Subedar
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If this is true, then party over for looters. 😄

Deal Newbie Deal Newbie
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Yes, same for me as well

Deal Newbie Deal Newbie
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Nope it's just showing no amount will be charged just did few days back

Deal Cadet Deal Cadet
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Yes it was not showing till few days back, but now started showing.
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