Got a credit card refund after 4 months, how to get the excess amount to bank account

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Deal Cadet
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Hi All,

After a long tail of follow ups with BRI/IRDIA/Consumer Forum, I have got a refund on my credit card. As I had already paid the credit card bill, the refund is now an excess amount.

Question, how do I get the excess amount to my bank account?

Thanks in advance for your answer.

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Deal Lieutenant Deal Lieutenant
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Which card?

Deal Cadet Deal Cadet
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its better to utilise the amt in some transaction like insurance payment,utility, shopping gv. otherwise call cc and tell them to refund excess card to your bank account

Deal Lieutenant Deal Lieutenant
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If It Is A Sbi Card , U Can Request Excess Amount Refund To Bank Account In SBI CARD App.

Deal Cadet Deal Cadet
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No, it's an Axis Bank CC
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Deal Subedar Deal Subedar
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anything similar and with less steps for hdfc cc?

Savings Mentor Savings Mentor
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IRDAI? Was it an insurance payment?

Deal Cadet Deal Cadet
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yes
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