is it worth to take rubyx card with annual and joining fee zero?
Poll has expired, here are the final results
Hot Deal

Getting upgrade to ICICI rubyx credit card with zero annual and joining fees

1638°
Deal Cadet
manish2410773
Got the notification of credit card upgrade from ICICI mobile app.

I can see 3 cards to choose, one ICICI rubyx card is available to upgrade for free with no joining and annual fee.

Should I go with that?

I currently have ICICI Amazon pay, ICICI platinum and rupay card.

Thanks in advance 🙂🙂
Disclaimer
We are not SEBI/IRDA registered. The information provided herein is for education purposes only. We will not be responsible for any of your profit/loss with this channel's suggestions. Consult your financial advisor before making any decisions.
Top Comments
Firestorm Firestorm
Link Copied

Here All Paid Showing

1. Sapphiro Mastercard- Dual Card (6500+3500)

2. MMt Signature

3. MU Signature

Comrade Comrade
Link Copied

3 cards all paid. I have two cards they will upgrade which card? Apay or platinum? Any idea

Deal Subedar Deal Subedar
Link Copied

Why to worry about which card they will upgrade wheb icici does not close any credit card without your request...

110 Comments  |  
46 Dimers
  • Sort By
Crowdpuller Crowdpuller
Link Copied

where does this upgrade offer show?

Crusader Crusader
Link Copied

Under cards and forex section in imobile app

Deal Cadet Deal Cadet
Link Copied

What does the LT means , is it the LT of existing card 

I got a call saying you got upgrade offer on existing platinum card to rubyx and checked regarding LTF , they informed me that it is LT  of existing card which is around 7 years 

Deal Cadet Deal Cadet
Link Copied

They: Sir, calling for upgrade of your CC.

me: disconnect the call. 😝

Benevolent Benevolent
Link Copied
card received, but LTF pricing is not mentioned on the welcome letter. so I have dropped mail to cx..
what about your cc is it mentioned on welcome letter ?
@ssmaikap @kishore14 @daydeals  
Deal Subedar Deal Subedar
Link Copied
Nothing is mentioned on welcome letter. I have kept screenshot while applying. If they charge fee after 1year then will complain.

Also afaik its ltf only because 1 year back i took mmt card and no fee was charged after 1 year.
View 1 more reply
Deal Cadet Deal Cadet
Link Copied

Today I got the rubyx card dispatch message. When I checked in mobile there are two cards showing, one is rubyx amex and one rubyx mastercard. Why is it so?

Benevolent Benevolent
Link Copied
Rybyx ia a dual cc. one in amex & other in mc network. both limit will be shared with diff card numbers.
so u get two cc at the price of one smile
Deal Newbie Deal Newbie
Link Copied

How sapphiro free u get @anujam

Benevolent Benevolent
Link Copied

If you are getting it LTF, you have nothing to lose. No difference  between Platinum and Rubyx if your sole purpose is to avail ICICI core CC  offer at online stores.

Deal Subedar Deal Subedar
Link Copied

Got a call from ICICI Bank today, they were offering to upgrade my Amazon pay to Sapphiro life time free .

Crusader Crusader
Link Copied

R u sure that the call is from ICICI Bank?

View 1 more reply
Deal Subedar Deal Subedar
Link Copied

image





Is it Worth the upgrade -

From Coral Rupay LTF -> Rubyx Dual (Master & Amex) ?
replyuser
Click here to reply
Reply