Get millennia credit card for LTF

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Deal Cadet
asamjadh670

Is there any way to get millennia credit card for lifetime free. I have recently opened savings account in HDFC with MAB of 2 lakh for first month, by which the agent told me that the account can be upgraded to classic. I asked the agent for millennia cc, but they told me that I am only eligible for money back plus, and later after 6 months, bank will provide upgrade option to millennia. I declined this offer. Did I do mistake by denying their offer.? Any way to get millennia LTF.

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Hotshot Hotshot
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if you open 10 lakh mab imperia account you can get it preapproved.

Post Tycoon Post Tycoon
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I will recommend you to wait for 3-6 months or contact your rm for ltf millennia, i got mine in March through sales manager (just dumb luck he processed it with free amazon voucher as well).

Deal Cadet Deal Cadet
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I opened hdfc saving ac with 25k mab and got millenia debit card ltf along with easyshop platinum card Screenshot20231023185000HDFCBank
Go to upgrade debit card here you'll be shown 3 options. Select millenia card and it will be delivered within a week

Deal Lieutenant Deal Lieutenant
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OP is talking about credit card, not debit card
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Deal Lieutenant Deal Lieutenant
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@asamjadh670

with 2 lacs MAB, you'll have Preferred banking, Classic is only 1 lac MAB

Deal Cadet Deal Cadet
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Sorry, i meant credit card...

Finance Mentor Finance Mentor
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"they told me that I am only eligible for money back plus, and later after 6 months, bank will provide upgrade option to millennia. I declined this offer. Did I do mistake by denying their offer.? Any way to get millennia LTF"

My friend first got money plus then they upgraded within a year. If they are offering any card ltf, just take it HDFC upgrades cards every now and then, especially moneyplus(that card s*cks).

Crusader Crusader
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Cc Upgrades in hdfc are never given as LTF ( to the best of my knowledge) unless you have a good TRV with hdfc..

Hdfc gives only paid upgrades..so it's better to wait for 6 months or so and get the Millennia cc as LTF.

Also CLE in hdfc sucks big time.. they MAY give you a mb or mb+ with a limit of around 50k..

So better wait and do some good amount of transactions with hdfc debit card.. which could trigger a better cc offer..

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