Foreclosure charges for CC
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Please share foreclosure charges details for different CC, it'll be helpful for noob like me🫣.
Share the article link if there is any regarding this topic.
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always close before 30 days. most cc doesn't apply foreclosure charges. but still google before doing it and also you don't need to wait for 30 days. wait once the purchase convert to emi then wait for 36 hours and close the emi
mhm i am new to this CC EMI things, so how does it work?
1) we purchase product in amazon or flipkart
2) choose NCEMI option and reap some good discounts and order is made
3) then how it will show in credit card? get converted to EMI? in 2 days?
4) so after we find emi in credit card unbilled amount? we then cancel emi in 36 hours?
5) after cancellation the discount is retained? and the full payment is made?
btw i am newbie to this NCEMI cancellation tricks (so pardon my newbie questions above)
so please do enlighten me if the above process is right or wrong?
On regular offers card below card is chargeable
SBI,
ONE CARD,
IDFC
what this