Flipkart Axus CC
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I am paying for this from past 3 years.
No enhancement in limit
Devaluation frequently
No much offers/cashback on dmart and grocery much
No utility bill discount
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I have dianers Millennia card which is LTF.
BUT I HEARD THEY ALSO DEVALUATED FOR THE UTILITY bills.
Not worth. will switch to different one after bbd.
Any suggestion for better cards? And which can give similarly equal value like Flipkart?
I use adequate amount of purchases from Flipkart but most or not the higher one what does small only the good thing is 5% unlimited cashback from Flipkart access card is useful even for this smaller purchases.
Try for SBI cashback CC, but approval rate is dismal these days... multifunction tool...
How about SBI cashback or simply click card?
I think they also give you 500 rupees Amazon GV right?
I've been able to reach the annual fee waiver criteria since the last 5 years, though it was a little difficult when they increased it to 3.5lc. This year, I haven't used it much and I too would be closing it in December.
However, there have been a few scenarios where having the Flipkart Axis CC was helpful, like for big purchases since it has unlimited 5% cashback, no min order value criteria and even then, there are usually 2-3 scenarios in a year when having this card had earned me some additional cashback, so even if I have to pay the annual fee for a couple of times, I wouldn't be at loss.
I guess it depends on your usage. My first priority is always Amazon, then Flipkart. So I am using it 2-3 times in a month on average, and thus it makes a little sense for me, apart from additional big purchases like mobile, laptops etc. So if you use Flipkart very rarely, then you should get rid of it for sure. Otherwise it is kinda debatable.
I have all the 3. Sbi cc, flip cc, Diners millenia but unable to utilize
If your spends on Flipkart are not that high then a core hdfc credit card like millennia or co-branded like Swiggy hdfc would be better for you for 5% cashback on Flipkart if you can get these LTF. Even paid ones are better than FK Axis as it is easier to reach fee waiver criteria on these cards.