Flipkart axis bank credit card got suspended

186°

1229
16
Last Comment 2024-06-15

2024-06-14

Hi dimers,

My Flipkart Axis Bank credit card got suspended today for violating their terms as I did so many transactions (115 txns) in last 3 months and they marked it as a commercial use of their cc.

Also, they declined the cashback (around 10k) which was about to credited in few days later or weeks.

Any suggestions/advice that what to do in this situation as cashback of around Rs.10k has also been stopped from being credited.

Thank you!

15 Comments |

13 Dimers

Sort By

https://www.desidime.com/comments/permalink/10132740

SuperKnight

2024-06-14

Link Copied

What did you purchase in those 115 txn? send them an invoice if genuine, if you have used to sell back the purchased goods, you will have just to forget cashback..

https://www.desidime.com/comments/permalink/10132760

Rajkotian

2024-06-14

Link Copied

https://www.desidime.com/comments/permalink/10132779

MyAmit

2024-06-14

Link Copied

They won't activate it, forget the cashback too.

I faced like it with AP ICICI CC. They blocked it. And 14k cashback also gone.

https://www.desidime.com/comments/permalink/10132783

Saadhav

2024-06-14

Link Copied

Whenever it gets marked as commercial they won't revoke suspension nor they give cashback.

https://www.desidime.com/comments/permalink/10132835

krn.punjabi

2024-06-14

Link Copied

Cashback worth 10k is not a small thing, its clearly asking for card suspension which they did after system flagged it.

Personal usage doesn't gives us 10k cashback

https://www.desidime.com/comments/permalink/10134576

dexter_greycells

2024-06-15

Link Copied

I don't think that the cashback amount by itself is the issue. That combined with 115 transactions is more likely the issue. I remember I was looking at Sony 75" TV once that cost nearly Rs 2.75L. I don't have a Flipkart Axis CC but at 5% (and assuming no capping) my cashback would have been Rs 12.5k. Perfectly fair for personal use in that case.