fk axis insufficient balance
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Fk axis ki maximum cashback limit kintni ha?
if you did this with axis debit card with normal axis savings account, axis will charge it lol xD i faced similar with less balance and tried using axis debit card
but credit card there is no such things usually in any banks including axis
Yes, some debit cards have such charges on Failed ATM withdrawal/POS swipe due to insufficient balance. Do they charge for online failed transactions as well?
its not wrong to use full credit limit on a credit card:)
as long as your current credit score is good, it wont dent that much as people claim it, because you will have multiple credit card or loan accounts and you wont have that much huge utilization on credit report
also even more than 30% utilization wont affect credit score much in my opinion just a few points like 5 or 10 approx if you score is "above 750 + good repayment history"
No don't worry, there are no charges for failed online transactions due to insufficient balance.
if you did this with axis debit card with normal axis savings account, axis will charge it lol xD i faced similar with less balance and tried using axis debit card
but credit card there is no such things usually in any banks including axis