Fi Simplifi Credit Card: Federal Bank
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Fi newly introduced fd based credit card for all, its called simplifi credit card powered by federal bank
- Min FD req 15K
- LifeTime Free
- 15 coins - every 100 rupee spend
- 100 coins = 3 rupee for cash convertion
- 19999 coins = 500 amazon voucher
- 36499 coins = 1000 amazon voucher
- additional partner offers -20% swiggy, bms, paytm movies etc
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https://www.desidime.com/comments/permalink/9725992
LOL comes out to 0.45% reward rate
https://www.desidime.com/comments/permalink/9726839
- Earning Fi - coins:
- You will get 5 Fi -coins for every Rs 100 eligible spend offline and online on weekdays.
- We refer to this as Ix rewards • You will get 3X rewards, i.e. 15 Fi-Coins for every Rs 100 spent offline and online on weekends •
- 'Weekday: Monday 00:00:00 IST to Friday 23:59:59 IST every calendar week • 'Weekend: Saturday 00:00:00 IST to Sunday 23:59:59 IST every calendar week •
- Fi-coins will be credited only on eligible purchases across categories except for wallet reloads, gold purchases, Cash Advances or any Fees & Charges on the card •
- Some categories of transactions are always eligible only for Ix rewards, irrespective of the day of the week - included but not limited to Utilities, Rent, Insurance, Education, Post office etc
- . Maximum of 10,000 Fi coins would be provided to user per billing
https://www.desidime.com/comments/permalink/9727152
They rejecting my application though my cibil score is above 800
https://www.desidime.com/comments/permalink/9738994
Wow they're idiots for rejecting secured credit card!
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https://www.desidime.com/comments/permalink/9734557
Reward rate is not good, very low.
OneCard has much better reward rate.
https://www.desidime.com/comments/permalink/9781456
Does federal Bank offer work with this credit card in online sites?
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Poor rewards... anyways