Fi Simplifi Credit Card: Federal Bank

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Deal Subedar
aslam_ali

Fi newly introduced fd based credit card for all, its called simplifi credit card powered by federal bank

  1. Min FD req 15K
  2. LifeTime Free
  3. 15 coins - every 100 rupee spend
  4. 100 coins = 3 rupee for cash convertion
  5. 19999 coins = 500 amazon voucher
  6. 36499 coins = 1000 amazon voucher
  7. additional partner offers -20% swiggy, bms, paytm movies etc

  8. imagepickerC9DD2D57-1EBA-4932-84D7-B16882E8F136-2566-000001E724BDB571imagepicker661FD480-AAC6-4CBB-979A-198E61ED5FCA-2566-000001E716956BDF
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Finance Mentor Finance Mentor
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Poor rewards... anyways

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Finance Mentor Finance Mentor
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Poor rewards... anyways

Savings Mentor Savings Mentor
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LOL comes out to 0.45% reward rate smile

Deal Subedar Deal Subedar
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  • Earning Fi - coins:
  1. You will get 5 Fi -coins for every Rs 100 eligible spend offline and online on weekdays.
  2. We refer to this as Ix rewards • You will get 3X rewards, i.e. 15 Fi-Coins for every Rs 100 spent offline and online on weekends •
  3. 'Weekday: Monday 00:00:00 IST to Friday 23:59:59 IST every calendar week • 'Weekend: Saturday 00:00:00 IST to Sunday 23:59:59 IST every calendar week •
  4. Fi-coins will be credited only on eligible purchases across categories except for wallet reloads, gold purchases, Cash Advances or any Fees & Charges on the card •
  5. Some categories of transactions are always eligible only for Ix rewards, irrespective of the day of the week - included but not limited to Utilities, Rent, Insurance, Education, Post office etc
  6. . Maximum of 10,000 Fi coins would be provided to user per billing
Finance Mentor Finance Mentor
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They rejecting my application though my cibil score is above 800

Savings Mentor Savings Mentor
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Wow they're idiots for rejecting secured credit card!

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Deal Newbie Deal Newbie
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Reward rate is not good, very low. 

OneCard has much better reward rate. 


Deal Newbie Deal Newbie
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Does federal Bank offer work with this credit card in online sites?

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