Hot Deal

Federal X RuPay Signet Credit Card - LTF From Today

3000°
Crusader
Bramhchari_dRv

• Joining Fees - Nil
• Annual Fees - Nil


Benefits:
• 500 Amazon GV On minimum spend of Rs.3,000 in first 30 days.
• Complimentary Swiggy vouchers on quarterly spend of Rs.20,000.
• Complimentary lounge access - twice per quarter at Domestic airports and four times per year at International airports
• BOGO On INOX movie tickets, Once a Quarter.
• Within first 10 days spend, you'll get 10x points upto 500.

Reward System:

3x - Electronics & Apparel
2x - Entertainment
1x - Other Categories.
* For each 200 Spent.

• Not a good reward system though, all it makes this card exciting is RuPay & It's Offers 💯.

• All cards of Federal Bank are LTF from today, infact premium ones sweat_smile but for us RuPay might be beneficial, seeing the surge in RuPay offer on different merchants.

• You can apply via Bank's Website. You need Bank Statement of 3 months (Must) and ITR also (Optional). Upload both for higher chances of approval.



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Disclaimer
We are not SEBI/IRDA registered. The information provided herein is for education purposes only. We will not be responsible for any of your profit/loss with this channel's suggestions. Consult your financial advisor before making any decisions.
223 Comments  |  
97 Dimers
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Savings Mentor Savings Mentor
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For those whose application is approved, please tell if salaried or self-employed for the benefit of other dimers. Also, anyone know what's the cooldown period if declined?

Deal Subedar Deal Subedar
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So, at least 3 months old account is required.

Right?

Crusader Crusader
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Not federal one specifically. Any bank account.

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Helpful Helpful
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Card to card?

Benevolent Benevolent
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You need Bank Statement of 3 months (Must)

means FB account mandatory

Critic Critic
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Shows No Offer Found sad

Having a Fi account of more than a year long with some 1K avg balance.

Crusader Crusader
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Declined.

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Helpful Helpful
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What would be the best card for online purchase or wallet load or most rewarding card?

Crusader Crusader
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It's not in our hands to choose. You'll get card based on your profile. You can't choose.

Because all cards are LTF, so good to go.

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Deal Newbie Deal Newbie
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Hi @jonsnow18, Can you confirm please if this eligible for account holders only or anyone can apply ?

Helpful Helpful
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Without Federal bank relationship some have got but it is a low percentage 

Deal Subedar Deal Subedar
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Screenshot2023-04-03-08-32-05-5240deb401b9ffe8e1df2f1cc5ba480b12

Getting error after loading bank statement

Talk-Of-The-Town Talk-Of-The-Town
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U can try the rupay card link or main page link too

It might not work if u have one card / fi account

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Helpful Helpful
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"LTF from today"... did you receive some offer on sms/email? Can't see anything on LTF offer on the website.

Like Magnet Like Magnet
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asking for passport number..

.koi loan le kr ... bhaag na jayee

Deal Newbie Deal Newbie
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Same

Finance Mentor Finance Mentor
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* Keep away from FedBank CC, stringent requirements, only will get a hard CIBIL hit...

Be happy with FedBank OneCard if you already have it... *

Talk-Of-The-Town Talk-Of-The-Town
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That doesn't get counted under federal bank cc offers

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Finance Mentor Finance Mentor
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* Keep away from FedBank CC, stringent requirements, only will get a hard CIBIL hit...

Be happy with FedBank OneCard if you already have it... *

Talk-Of-The-Town Talk-Of-The-Town
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Declining for most of people even who have good cibil, maybe they're collecting data.

Deal Cadet Deal Cadet
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Sorry ! No offers are availableCLOSE

Deal Cadet Deal Cadet
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Same for me...Don't know what's the problem.

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Deal Cadet Deal Cadet
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Anybody who has applied successfully?

Deal Cadet Deal Cadet
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Do they do cibil enquiry for this ?

Deal Cadet Deal Cadet
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++
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Generous Generous
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I was approved once about 3 month ago, vkyc was completed and later nothing happened. No communication from bank and when I started enquiring, got update as application declined.

Strange bank, strange behaviour.

Similar experience with UBI too smile

Pro Deal Legend Pro Deal Legend
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how many ccs do you have?
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Deal Cadet Deal Cadet
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Its showing me : 

CELESTA VISA Card 

and its not LTF atleast as per the Select Card Option after giving OTP and other details . its showing like this : 

Spend more than ₹30,000/- within first 3 Months and get the AMC of ₹3,000/- waived off for the first year. AMC for the next year will be waived off if the total spends exceed ₹3,00,000/- in the current year.

if there are 3K yearly charges then this card is a trap as there isnt much in offer.

Deal Cadet Deal Cadet
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I also got same offer but not proceeding further as it's not attractive

Deal Cadet Deal Cadet
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Its not LTF card

Deal Cadet Deal Cadet
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image

What is this? I have Jupiter Account. Could that be the reason?

Crusader Crusader
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Declined.

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Helpful Helpful
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I applied today . I had a FI account with almost nil transactions opened in Dec 2022

1.Enter mobile no 

2. PAN & DOB requested 

3.CIBIL hit and Celesta provided with CC limit of 10 lacs

4. Select a delivery address . Can be any address 

CC was generated instantly ( Variant MC ) and can be used from Fed Mobile app . Use FI Account number to sign up .


seems if u have a few cards and a FI VKYC account you can get it without any documentation . CC Limit was maybe 10% or 20% more than my previous Highest CC Limit so they are generous. 

Wingman Wingman
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Even my card is approved today morning but did not receive any mails or messages. You just logged in to Fed Mobile App after 24 hours and found the card or you received any notification. @THUNDERBOLT

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Deal Cadet Deal Cadet
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Applied yesterday, done vkyc today afternoon. Card approved and and digital card available. Will receive physical card in next 5 days. Applied for rupay card, received Celesta Master Card.
No existing relation with the bank.

Finance Mentor Finance Mentor
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Fi or Jupiter account ?
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Savings Mentor Savings Mentor
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Looks like most of the approvals are for salaried people, not self-employed.

Deal Lieutenant Deal Lieutenant
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"No offer available" is the message shown to me.
Wingman Wingman
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Tried applying sometime back after reviews here, got option for Celesta with 3 lakhs credit limit. As Pop-ups was blocked in my browser, could not continue with Video KYC. Now waiting for their message or Mail for KYC,

Crusader Crusader
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You can go to the application again & you'll see KYC option.

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Deal Subedar Deal Subedar
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Is this being issued for existing federal bank onecard holders too?  Heard onecard (fed) holders are getting rejected.

Crusader Crusader
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No, you'll be rejected if you hold onecard by federal bank.
Wingman Wingman
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Completed KYC. Agent said card will be activated within 24 hours. 

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