FD vs Debt Fund

101°
Deal Cadet
catchchirag

Kindly suggest best and safe return option.. also whatever you suggest please help with bank name or even fund name. Thank you!

Disclaimer
We are not SEBI/IRDA registered. The information provided herein is for education purposes only. We will not be responsible for any of your profit/loss with this channel's suggestions. Consult your financial advisor before making any decisions.
10 Comments  |  
5 Dimers
  • Sort By
Deal Subedar Deal Subedar
Link Copied

For longer duration (like 1yr+), FD gives much higher returns than debt. You can try "Stable Money" app for best FDs (referral signup has small welcome benefit for which you can msg me if you want to)

Commentator Commentator
Link Copied

Go for FD for higher interest try bank like IDFC,AU,INDUSIND etc.

Finance Mentor Finance Mentor
Link Copied

FD directly through banks. It's upto 8.25% for 5 years for non senior citizens in two sfbs. 

Spearhead Spearhead
Link Copied

There is one question which will answer is for you : liquidity if you foresee any emergency liquidity issues then FD is out and go for Debt Funds else go for the one with higher returns simple.

Finance Mentor Finance Mentor
Link Copied

Liquidity issues in FD? It's instant credit to your bank account while in Debt funds you need to wait at least till next working day to receive funds! 

View 5 more replies
replyuser
Click here to reply
Reply