FD vs Debt Fund
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Kindly suggest best and safe return option.. also whatever you suggest please help with bank name or even fund name. Thank you!
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https://www.desidime.com/comments/permalink/10402592
Go for FD for higher interest try bank like IDFC,AU,INDUSIND etc.
https://www.desidime.com/comments/permalink/10402593
FD directly through banks. It's upto 8.25% for 5 years for non senior citizens in two sfbs.
https://www.desidime.com/comments/permalink/10411181
There is one question which will answer is for you : liquidity if you foresee any emergency liquidity issues then FD is out and go for Debt Funds else go for the one with higher returns simple.
https://www.desidime.com/comments/permalink/10412355
Liquidity issues in FD? It's instant credit to your bank account while in Debt funds you need to wait at least till next working day to receive funds!
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For longer duration (like 1yr+), FD gives much higher returns than debt. You can try "Stable Money" app for best FDs (referral signup has small welcome benefit for which you can msg me if you want to)