education loan query

The PostMighty
AzharKhan1
my niece is trying to apply for education loan but her father already had some loan in the past which was written off and hence they are ready to give... so I have few queries
can I become co-applicant or guarantor?
if yes, how to avail subsidy? my income is above 6L but officially I am not her parent but uncle/Co-applicant.
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