Does it hard inquire Cibil while checking new credit card eligibility ?
- 314
- 13
-
- Last Comment
I was just checking if I could get IDFC first classic credit card on IFDC website. After entering initial details and pan number system took some time and showed me 2 variants to apply. But both variant's are of lower category than classic. So I have not submitted the application and kept webpage as it is to time out.
Can any expert tell me if above exercise resulted in a hard enquiry or soft cibil enquiry at the background?
12 Comments
|
7 Dimers
- Sort By
https://www.desidime.com/comments/permalink/10576248
If First Time In Idfc Guaranteed Hard Enquiry ,
Already Checked Recently , Then No Enquiry Because It Will Resume Pending Application.
Pending Application Will Be Auto Expired In Some Days 10 Or 20 Or 30 Days I Don’t Know…. Then After If U Check Again Then Again Cibil Hit.
https://www.desidime.com/comments/permalink/10576251
OK So for the first time its hard hit for IDFC.
Did you get any kind of SMS or email regarding this cibil enquiry ?
Also, to resume application what would be procedure ? I did not see any application or lead or any reference number on screen when I left.
Did you get any kind of SMS or email regarding this cibil enquiry ?
Also, to resume application what would be procedure ? I did not see any application or lead or any reference number on screen when I left.
View 5
more replies
Click here to reply
Reply
![Credit card bill - Get flat ₹50 back on Minimum Value ₹1000 [25th - 31st Dec]](https://cdn1.desidime.com/topics/photos/1897153/medium/Coupon-Image-130-june.jpg?1735123274)
😝soft,i see hdfc page like 50 times each month ,since i keep doing this every month my cibil is like 789 now before it was 800 something