does having money in icici help with cc limit increase or preapproved offers?
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i have like 25k in icici bank right now ,used to have 12l 1 year ago ,that year i got preapproved coral cc and amazon cc limit increase from 30k to 90k since 1 year i haven't got any increase in my cc limit ,now day im getting cc preapoved for rubyx but its paid so i am not apply for it
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Do good Number of transactions with that account , than there is chance of limit increase
My amazon icici cc approved limit was 1.8 L than after 6 months its got enhanchement to 3.8 lakh , also got free pre approved icici mmt and icici coral rupay card
It doesn't matter. There are ppl who hardly spend more than 20-30k in an entire year & still get limit enhancement while there are those who spend 10-15k every month & still get no limit enhancement. In any case, more than 1 lakh limit on amazonpay card is practically useless nowadays because if you spend 1 lakh in one go or in multiple txns in same billing cycle month to get 5k cb as per 5% on amazon then your txn pattern will be checked first to make sure it is genuine usage & if it happens often then good chances of card cancellation.
No, it does not. Credit card is a separate department and only your spending pattern triggers pre-approved offers and limit increase offers. Your existing savings account details like work profile and kyc are shared with them when you provide consent during pre approved application.
Yes