does closing credit card remove said card from cibil and remove that card on time payment ?
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https://www.desidime.com/discussions/does-closing-credit-card-remove-said-card-from-cibil-and-remove-that-card-on-time-payment?page=1#post_10329735
does it lower on time payment count or it stays same?
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Nope, it will still be in your credit history. I closed a SBI cc in 2003, still shows i had and closed. Same with standard chartered cc took it in 2018 and closed in 2020,yet shows in my history of cibil