https://www.desidime.com/comments/permalink/9731652
Does AU Bank 10X rewards Credit card provides points on Income Tax payments?
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https://www.desidime.com/comments/permalink/9732298
And which payment gateway we shall use
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https://www.desidime.com/comments/permalink/9736674
I m activating 5% cb, 10x online, 10x offline options
So for example
monthly 50k spends, for 3 months 1.5L
15k points = rs.3000( 1 point value 20 paisa)
+5% cb = rs.1500
- 5% cb fee (299+54)
- 10x online fee (299+54)
- 10x offline fee (299+54)
- rp redemtion fee for 1 time (99+18)
= rs.3323 ( 2.21% only)
If i pay apt. Maintenance amount( they are charging around 2% fee), then this % is going down
And for some other payments also, charges r there...
@Seinfeld @baludesi correct me, if i m wrong
So asking u guys how u r getting more than 3% ?
https://www.desidime.com/comments/permalink/9737222
Try calculating the same with 2% CB which will have lesser charges and return 3k in your case than 1.5k
Also if you have very little offline spends then don’t bother turning offline points multiplier on. Use some other ccs which give you better returns.
Your deal killer is the 2% fees by PayTM.
if you count in 1% extra for au cc Billpay from hdfc platinum dc, then it might seem a bit attractive,
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https://www.desidime.com/comments/permalink/9860446
can we pay income tax via rupay credit card UPI by scanning QR code?
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Yes, combine with 5 / 2% milestone benefits.
I use Lit, tried and tested on it.