https://www.desidime.com/comments/permalink/10507212
Make a excel sheet and maintain all transactions record.
I would say add 2 extra columns:1. Description 2. Was it necessary
Do you over spend from credit card?
- 380
- 9
-
- Last Comment
So,
i had over spend than my income from last 2-3 months .. its due to credit card... now i am thinking it to convert into emi's ..
how you guys manage your spends by credit card ?
Disclaimer
We are not SEBI/IRDA registered. The information provided herein is for education purposes only. We will not be responsible for any of your profit/loss with this channel's suggestions. Consult your financial advisor before making any decisions.
Top Comments
8 Comments
|
8 Dimers
- Sort By
https://www.desidime.com/comments/permalink/10507322
it would be best if you plan to use the Credit Card to give you 30-45days of interest-earning opportunity rather than overspending which is not good and leads you to more debt only - emi/loan etc 😌
https://www.desidime.com/comments/permalink/10507526
think credit card like debit card , i.e dont use it unless you have equal amount of money in account
this will be a good start
👏.
https://www.desidime.com/comments/permalink/10507898
Never get into this... Its a vicious cycle... Don't spend more than you can pay on your Cc... Emi is just a temp solution.... You pay more interest there too.. Try and come out of it asap
https://www.desidime.com/comments/permalink/10508037
Seeing your spending nature you should Change the credit limits asap
Click here to reply
Reply
![[ Lowest ] GO DESi Fun Gift Hamper, Desi Popz, Dates & Dry Fruit Barfi, Coated Peanuts, Meetha Paan, Sweets & Snacks, Home Decor, Toran](https://cdn2.desidime.com/merchants/502/medium/Untitled.png?1370411054)
think credit card like debit card , i.e dont use it unless you have equal amount of money in account
this will be a good start