Dimers Beware of @insta_vicky
This is a public service accouncement.
There's an old dimer that goes by the handle @insta_vicky (Vignesh Nandgopalan) please don't loan him any money. He's going around asking money from everyone/anyone he knows, for "his dad's treatment" for the last 4 months.
He has already taken over 10 lakhs from a dozen dimers, including 5.5 Lakhs from me.
After he takes the money, he doesn't answer calls, doesn't reply to sms and is not on WhatsApp. When it's convenient to him, hours/days later he'll respond that he doesn't have the money to return and you need to understand and wait as long as it takes. Throws white lies like a pro.
Just protect yourself in these pathetic times and don't ever think of helping someone.
PS: He had threatened me that if I post this on DD, he'll never answer my calls, which he anyways never does.
Update: You can read his reply in the thread below and make up your mind.
Top Comments
https://www.desidime.com/comments/permalink/10439999
Somebody tell that Swetha11 (in case he/she/ they does not already know)..
admin bann ne se jyada malaai tou Doctor Vijay Mallya bann ne mein hai.
https://www.desidime.com/comments/permalink/10440060
wishing the same to jimmy786 and other creditors.
But still hard to digest that half a million gone and no ID proof or address proof is there or sone recorded video call.
Even if the other person is in a legit mess or his father is really in need of expensive treatment.. then too.. real whereabouts are needed.
I could be using @rohant's accounts to take credits while using sone burner phone and burner number.
https://techtarget.com/whatis/definition/burner-phone
https://whatismyipaddress.com/whats-a-burner-number-and-why-do-you-need-one
But still hard to digest that half a million gone and no ID proof or address proof is there or sone recorded video call.
Even if the other person is in a legit mess or his father is really in need of expensive treatment.. then too.. real whereabouts are needed.
I could be using @rohant's accounts to take credits while using sone burner phone and burner number.
https://techtarget.com/whatis/definition/burner-phone
https://whatismyipaddress.com/whats-a-burner-number-and-why-do-you-need-one
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https://www.desidime.com/comments/permalink/10440045
Before lending such big amount, have you taken info about his whereabouts or his father's hospital and other info.
As big money is involved, if you have these details then dimers nearby could visit his place or hospital and talk with him to get more information.
FIR can be lodged in this case.
https://www.desidime.com/comments/permalink/10440057
i sincerely hope it doesn't get to that level. I have no info on him, besides the bank account details in which i sent the money.
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https://www.desidime.com/comments/permalink/10440077
Upvoted for better reach.
People giving free money in platform? Never knew that.
Anyways can one escape narak [Hell as in english] and Karma by scamming people [ just assuming in this case or general] ?
And OP can also donate whatever he wants to me, I am not asking on behalf of sad stories or Fake 🤥 sympathy posts.
Just asking incase anyone ever feels of giving away or donating "Money or Monetary Benefit Products" please remember my Name.
My Best Wishes in advance.
https://www.desidime.com/comments/permalink/10440108
It is an overlap of a normal case of cheating and a cybercrime.. if the money is not returned. https://i4c.mha.gov.in/contact.aspx / https://cybercrime.gov.in
One of the biggest negative in the case though.. would be you not having any legal documents except the digital trail of funds transfer.
Law enforcement is required to assist others, irrespective of their level of s____dity.
One of the biggest negative in the case though.. would be you not having any legal documents except the digital trail of funds transfer.
Law enforcement is required to assist others, irrespective of their level of s____dity.
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https://www.desidime.com/comments/permalink/10440130
Ek bar apni school friend ko 20K dia tha, wo doctor bn gai thi, usko clinic ka kuch kam karana tha, khaa gai mere pese, she is married into a wealthy family of a MLA... Ab kya hi bole, uske bad se kasam kha li, ek bhookhe ko roti de dunga, ese harami dosto ki madad nh krunga... 
🏻
https://www.desidime.com/comments/permalink/10440185
Initiate a cyber complaint as you lended money in his account. You have all the rights to drag him in cyber complaint.
I am a victim of same kind of fraud where person took 1 lakh from me in the name of credit card rotation 1 year back.
And he looted dozens of people for more than 3 crore.
These days any person can loot other for money.
Hope you get your money back. 😔😔
https://www.desidime.com/comments/permalink/10440187
New business idia unlocked.. bas 10 lakh.. i won't bother you ever.. neither you will see me 
https://www.desidime.com/comments/permalink/10440191
Mere ko to extra paise de dete hain gv trades me.. mujhe feel hota hai karj le rakha hi gv ka.. kahi mar gaya kisi din to fas jayega banda... Pay me only what gv is offered xd..
https://www.desidime.com/comments/permalink/10440211
Btw op mentioned that guy wanted trade with gv once but wanted pay me after 5 6 days.. i didn't agreed so.. didn't did.. but i cant say he is fraud till that date.. bcz if he wanted can take gv and can pay on his time without telling.. but he said it so i avoided.. thats my observation.. he must be in debt trap.. but iske karan kisi aur ka band baja dena galat hai .. 
https://www.desidime.com/comments/permalink/10440223
Exactly, that's the gist.
Why do you want to screw others when you're screwed.
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https://www.desidime.com/comments/permalink/10440221
Trust is most valuable thing.. no one should break.. that harm some genuine person also..baki farud wale to karte hi rahenge so risk with ur risk taking ability....
https://www.desidime.com/comments/permalink/10440280
Bhai kon si duniya se ho? You literally trusted someone random on the internet without any verification? That too in a country which is famous for various types of Cyber Scamming? Literally Unbelievable!
https://www.desidime.com/comments/permalink/10440294
Not his fault. Ho jata ha bhai. I was scammed in 2016 by a Nigerian, but that was different. His one is completely different.
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https://www.desidime.com/comments/permalink/10440293
There are stupid in the world. You are the leader @jimmy786 .
Who the F lends money without proper documentation? Your money is gone and don't think about it unless you can file a case with cybercrime. Even if you have transferred voluntarily, you can get the money back.
Anyway thanks for informing the Desidime about cheaters.
https://www.desidime.com/comments/permalink/10440302
Thanks for the info and sympathy.
https://www.desidime.com/comments/permalink/10440340
@insta_vicky clear the light on bro issue.. aise log dubara na milega..jo phone par 5 lakh plus de de.. don't break his trust and financial situation..
https://www.desidime.com/comments/permalink/10440352
. @insta_vicky Re Tagged because the tag did not work
https://www.desidime.com/comments/permalink/10440599
Aisa kya de raha tha woh dimer jo bank nahin de raha tha.
Mera bahut hi close koi kyun naa ho , uske baap se baat karne ke baad toh main kabhi trust na karun, Even chaahe woh passport girvi rakh de.
I have trust issues
https://www.desidime.com/comments/permalink/10440633
Thank you for information
https://www.desidime.com/comments/permalink/10440696
Leo ki photo lga kar galat kaam kr rha h... narak me jalega tu @insta_vicky paise wapis kar
https://www.desidime.com/comments/permalink/10440699
VU+ for this post for awareness to NOT fall into scam of sweet talk or sympathy talk,
hopefully jimmy786 and everyone who become the creditor, will get good answer soon
Never do unsecured lending to unknown person (a important point to note) - secured lending to unknown person is fine though
Thanks for the awareness post OP
https://www.desidime.com/comments/permalink/10440783
This is not even lending. There is no discussion of interest or something.
This is more like putting the notes in the flush and then down the drain.
Medical treatment is a sensitive issue. So i avoid listening to others' (unknown people and far relatives) problems at first place because more you get involved, more chances of falling into.
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https://www.desidime.com/comments/permalink/10440752
My 10 lakhs were also taken by a relative for her daughter treatment. Promised me that the money will be returned but 5+ years gone money not returned. People are shameless but that is life we learn from mistakes.
After this episode I never lent money whatever other person's situation is.
https://www.desidime.com/comments/permalink/10440758
Lending is good if you have security backing it up i.e secured lending i mean
so do secured lending to anyone (even with relative, when its money matter, ask security EVEN FROM RELATIVE) as long as you have some of their possession that can be salvaged , lending is fine and wont go wrong in my opinion as you can resell their property or possessed item for secured lending
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https://www.desidime.com/comments/permalink/10440788
Look like OP not interested filing cases to recover his money, but said it's for awareness. No one will ignore this much money.
https://www.desidime.com/comments/permalink/10440808
Bro, going the legal route will complicate and mess things up, so it's the last resort. I still want to believe his story because there's no legal way besides mutual understanding that can get my money back. This post in a way tries to shame him, and create awareness among dimers.
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https://www.desidime.com/comments/permalink/10440863
i gave 16.5k to a us visa agent, who has taken visas for my friends. as I am from a faar off place, he thought he can take my money and wasted my time without booking any appointment for months. later gave login details after threatening.
then after 5 months of asking money came to know of his modus operandi, he holds money of people from far off places as they will not come to collect those meagre amounts.
now made a complaint in cyber crime, and those shithead police are worse than the criminals, and are asking only us why we filed complaint .it is been a month since complaint was filed, the accused did not get a single call from police. thanks to our system.
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Reply
I did few trades with him , never thought he would do a fraud.
Either his account is hacked or something else is the story
@admin do give it a check. A huge amount is involved.. this is some serious shit.
Mai toh kisi random person ko 100 rupye udhhar nah du, aur log lakhs de rhe ! just wow.
Yep, stupid me. When he brought his dad over the call, promising that if nothing else worked, his dad will pay from his pension. But nothing... 😭
Thumb rule : One should always loan money they can afford to loose.
Be it family members/friends/strangers.
Just saw the post and sorry for the delayed response. I am in this forum for more than 13 yrs with trade done more than 2-3cr easily just based on trust. If I had any small intention to cheat people I would have done it long back. I don't intent to do that anyday. I'm in some serious financial mess for the last few months due to health issues... I keep updating ppl whenever possible just that I can't stick on to any commitments now bcoz of current overall big debt. I am not going to use DD going forward as I am an extremely sensitive person prone to take bad decisions. I hope to solve this debt sooner but decided not to respond here anymore as I don't have any answers at this point. It's the admin decision to take any action on me even if it's legally. This will be my last response as well. Thanks
That's how crooks cheat innocent people.
First trade with many people to gain trust then suddenly 1 day disappears with crores of rupees.
That's the modus operandi of all crooks around the world.