current Home loan interest rate / transfer /reducing options
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started with 6.85% (bob home advantage home loan) in 2021
Current rate 8.65 % (Got changed one time from 9.35 to 8.65 last year by paying around 5k charges)
any chance of reducing further ?
if possible share yours current ROI/bank name/product name
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https://www.desidime.com/comments/permalink/10305091
Almost same as yours, even years. But Which bank plz... I requested ICICI to reduce interest from 9.4 but they reduced only to 9%... Even having good credit score 
https://www.desidime.com/comments/permalink/10305191
Indian bank giving 8.4 for same OD loan account and bank of maharashtra 8.35 +.25 extra for od home loan
https://www.desidime.com/comments/permalink/10313445
started with HDFC at 6.80 in 2021.In 2023 it was changed from 9.30 to 8.35 by paying fees and till date the same interest of 8.35.
https://www.desidime.com/comments/permalink/10314621
Any other adhoc charges u seen in hdfc ?
Most people say to avoid private bank home loans .
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@admin please move this to finance section