CRIF credit report generated without my permission by Utkarsh SFB
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I received a message this evening that "Your CRIF credit report xxxx is generated by Utkarsh SFB". But I havent asked any app or website to generate it. Neither do i have any relation with Utkarsh Small Finance Bank.
Also didnt receive any mail for the credit report.
I called Utkarsh SFB's customer care, they took the complaint and said will resolve soon. I asked for a case ID which they provided. And said whether its resolved or not, they wont intimate me regarding that. I have doubt regarding their cc workings.
I have also mailed them with all the details to their nodal officer (Utkarsh SFB).
Furthermore, I logged in on CRIF and checked just now, and it shows 0 lenders inquired in last 2 months.
I have also mailed to CRIF nodal officer and asked why they shared my credit report with Utkarsh SFB without my consent (in terms of otp or anything)
Is there anything to worry? Do i need to take any steps for it?
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Don't know how, but CRIF is kind of risky platform for credit score,
I experienced that it can fetch credit score only by Contact/mobile number.
No PAN required by them, And all data is correct/validated inside report.
Update: Got a call from a branch manager from a different state. He said that my number was given as guarantor of loan and so my CRIF report was fetched. Confirmed with him that the guarantor name is different from mine. He received my mail which was forwarded by the nodal officer i think. Said he will update the number once the loan officer comes back from vacation after the weekend.
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Did you apply their supermoney card recently?