There is nothing called Perfect mix. You will miss something at some point.
Credit Cards -> Perfect Credit Card Mix to have for ALL TIME REWARDS and all SEASONS at this point
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Any Suggestion? to add more cards to find that perfect credit card mixes
Hey there Dimers, just need suggestion on what is the perfect "balanced credit card mix" one could have in their credit card journey for future
As in rewards, forex rate, insurance, pharmacy, online spends, lounges, grocery, entertainment, moves, bill pay, cashback... etc
I already hold 4 CREDIT Cards (need to add more cards so please suggest)
1. Lifetime Free - HDFC Diners Club Business Money back Credit Card - this card is useful for growing up in HDFC ladder for better card in future and Auto bill pay in HDFC bill pay portal
1a. Lifetime Free - HDFC BANK BIZ UPI CREDIT CARD (floater card) - this card is useful for UPI rupay
2. Lifetime Free - Axis Myzone Visa Credit Card - this card is useful for general spends and movie ticket (not much useful as edge reward system sucks from axis not worthy reward system) - just keeping for the sake of some limit
3. Lifetime Free - IDFC First WOW Credit Card (FD Backed Secure Card) - this card is useful for forex 0%
4. 500+GST - SBI Simply SAVE Credit Card (with 1 lakh spend waver on annual fee) - this card is useful for grocery - also rupay so UPI useful
So any more NEW CREDIT CARDS to add to this list ?
hmmm
Any Suggestion? to add more cards to find that perfect credit card mixes
- Sort By
ICICI Card...Any LTF...ASAP
Pref AmazonPay Card
You will miss out on sales without it.
Ofc, We should only apply for cards we have use for..not as a luxury
Ya never apply cards for luxury indeed, not at all good
But i do apply some cards for no reason if its LTF to increase my overall credit limit availability to reduce credit utilization ratio for better personal loan offers (with less interest percentage)
so its win - win for personal loans even if we apply no use cards if its LTF
Since i use personal loans for money rotations (btw not laundering just rotation)
How to avail bill payment 300rs offer for axis neo anyone pls
Get amazonpay icici
And sbi cb card.
Since you already have a sbi card, it'd be much easier to get cb card.
noted:) thankies
mhm i got SBI card only on this Jan 1st week 2024, hmm so when is the advisable time to apply for SBI cashback card?
need to wait 6 months?
- Airtel Axis
- Flipkart Axis
- ICICI Amazonpay
- ICICI Platinum
- Tataneu Infinity Rupay (for UPI-CC)
- SBI Cashback
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There is nothing called Perfect mix. You will miss something at some point.