CREDIT CARD -> House of cards - Suggest what is the next course of credit card upgrades
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Hello Dimers
Need suggestion, for next course of upgrade for my list of credit cards
for offline i use the following
1) Axis Ace - 1.5% on everything offline where SBI pulse is not usable
2) SBI Pulse - 2.5% for Hotel and Medicals offline
for online I use the following
1) IDFC Wow - 0% forex
2) SBI Cashback - 5% online spends
So what is the next course of cards to get?? to replace this set of cards
any suggestions?
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but ya sounds nice too:)
ways to get application or application way to NPCI? xD i would try if i get a chance for sure xD
What online foreign sites do you use?
mostly these are the things:)
if its between 7.5-10k of offline then AU LIT will fetch 4.6% CB and if 10k is of only grocery/departmental stores then 8.4% CB
Similarly, if it is 10k per month on dining, food delivery and grocery spends then HSBC Live+/Cashback card (earlier) will fetch 9%, both the cards are good till 10k per month only
ya true:) for 10k spends they are good
For AU:
hmmm AU LIT interesting, Au rejected me and I had to settle with NOMO FD AU card for the sake of having it:)
and AU has policy of 1 card per user I think not sure (dimers mentioned)
in AU i was more interested in AU ixigo for 0% forex in past
For HSBC:
HSBC stopped giving credit cards for self employed so sad,
hmm HSBC rejected me in past , but now HSBC needs only salaried employees as its customer for credit card with ITR or savings bank relationship , so i am thinking to open HSBC bank account in future damn they have 1.5 lakh AMB i think
so in thoughts about opening account in future
I am supposed to close my axis Ace and Indian oil rupay axis as both are chargeable and nothing left with any benifits. 5% utility cashback is solved by AGV. At present mostly I use FI account for all offline payment where I get 2% cashback, though limited to 30 per transaction and 500 a month. For Petrol, i use india oil vouchers from park+ using pineperk cards. Also, this pineperk are used in many offline stores. However, since many days there are no pineperk cards available in Amazon. Hoping to get SBI cashback card by direct visitng branch. I also wants to get Icici sapphiro card, for the same, I also visit icici bank as they didn't offer ltf to me.
Axis Indian oil is no use so ya closing is good option
Since FI account that gives 2% its helpful indeed:)
a) Axis Ace is the only card at this current moment which gives 1.5% offline (no other use case though) hmmm but ya since you have FI then you can keep axis ace as back up
b) the pineperk cards will be no more since it has been stopped so FI and Axis ace will help you here on:)
For SBI Cashback it will only give 1% on offline , 5% online so get SBI cashback for planning online purchases:)
hmm so any updates on this anyone? with new suggestions?
Npci me hi kyu nh bharti ho jate ho, saare bank tumhari muththi me 🤔
🏻