CREDIT CARD OVERDUE CHARGES!
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Received Message from Cred
You have started incurring interest charges at ~35% p.a.
Total due Amount 55000/-
Please help.
Need Suggestion.
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Yes if you can pay in full your due amt no overdue charges will be applied.
Borrow from friends. Ask for advance from your employer, sell gold whatever you have to just pay that bill else the cc debt will just mount and those are the worst debts
Due date gone it was 12th feb, i paid amount on 14th feb.
You paid within 3 days after the due date. No penalties will be imposed on your card, as per RBI rule 3 days grace period is there.
Nothing much you can do, request the bank to revert the charges(drop an email). Some banks have 2-3 days grace period, They may revert. Clear all the outstanding dues and may not charge interest.
Messages from CRED are generic warnings. They will send warnings like these even if you paid bill outside CRED before due date.
For many banks there is a grace period of 3 days. So better talk to your bank if there are any charges.
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You didn't pay full dues?