Credit card for students

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Deal Cadet
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Credit card for students

Hi dimers
Looking for a credit card for my nephew who is a student and of 20 yrs of age ? Kindly suggest if possible...?

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Finance Ninja Finance Ninja
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Since he already has bank accounts try applying using the bank accounts

1) SBI (maybe possible without income proofs)

2) Kotak (kotak gives credit cards easily but sadly not sure now after their fiasco on online issuing) 

3) Indian (will ask income proofs mandatory i think)

4) PNB (will ask income proofs mandatory i think)

in the above order

they might have something preapproved things inside (try it)

Deal Cadet Deal Cadet
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@DEEPANGEORGE Surely will contact you for referral if apply the above
Vanguard Vanguard
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@A-A-A

@A-A-A open bank account in hdfc/axis maintain some high amb for few months....he would pre approved card offers ...if opening hdfc bank account...open hdfc digisave youth account online..he need maintain 5k per month...and would get hdfc millennia debit card.

Benevolent Benevolent
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Credits on his progress card are the one he should be looking for. No cards please, his entire student life go into arindam bhaja govindam

Finance Ninja Finance Ninja
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since there is guardian/guidance this issue wont happen easily, its a good step now to learn credit using this guardian protection (as OP's nephew is the one who is under the guidance of OP -> my assumption)

19 Comments  |  
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Deal Lieutenant Deal Lieutenant
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fd cc

Deal Cadet Deal Cadet
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Any other way to get CC ?
Also which bank FD CC is available since his acs are in Kotak Indian PNB and SBI banks
Finance Ninja Finance Ninja
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Since he already has bank accounts try applying using the bank accounts

1) SBI (maybe possible without income proofs)

2) Kotak (kotak gives credit cards easily but sadly not sure now after their fiasco on online issuing) 

3) Indian (will ask income proofs mandatory i think)

4) PNB (will ask income proofs mandatory i think)

in the above order

they might have something preapproved things inside (try it)

Deal Cadet Deal Cadet
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Thanks....and tried but rejected after successfully submission...
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Benevolent Benevolent
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Credits on his progress card are the one he should be looking for. No cards please, his entire student life go into arindam bhaja govindam

Finance Ninja Finance Ninja
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since there is guardian/guidance this issue wont happen easily, its a good step now to learn credit using this guardian protection (as OP's nephew is the one who is under the guidance of OP -> my assumption)

Deal Cadet Deal Cadet
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Give him add-on card, or try FD cards (secured).

Otherwise start with some pay later service, and build credit history (time consuming method).

Deal Cadet Deal Cadet
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I think FD option is better... trying for PNB

Deal Cadet Deal Cadet
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Super.money app by Flipkart

They provide FD based credit card

Starting from 100

Deal Cadet Deal Cadet
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waiting list for credit card... don't know when it will clear..
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