Credit card for housewife
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Is hdfc add on cc free ?
Secured against FD credit cards can be availed by anyone without any income documentation.
But then I was offered Life Time Free CC by HDFC without any documentation. And then same thing happened with Federal Bank & ICICI Bank. Granted I had savings accounts in all these banks.
Fd base card from bank 😇 according to need and variety
Prefer which bank you don't have 😇
Homemakers as shown self-employed by majority of card seekers with income ranging upto 5L.
Just sharing what i know
Copy of ITR reqd in such cases
Try to get rupay cc. works with UPI. should be fine with that. dont have to carry around.
Tata Neu or ICICI Coral or any other entry level rupay cc will work i guess.
Housewives even if they don't have income can do investments to grow their assets. Also opening savings account and keeping balance there makes certain banks offer their unsecured credit cards such as HDFC, ICICI, Kotak, Federal, Axis, IndusInd.
FD-backed/secured card is an option but not a very good idea. Only go for it in case of unable to procure any unsecured credit cards.
Secured against FD credit cards can be availed by anyone without any income documentation.
But then I was offered Life Time Free CC by HDFC without any documentation. And then same thing happened with Federal Bank & ICICI Bank. Granted I had savings accounts in all these banks.