https://www.desidime.com/discussions/credit-card-early-pay-option?post_id=10553693#post_10553693
Use gpay or phonepe
Credit card early pay option
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I just tried to pay credit card bill early before bill generate day. But now in cred, amazon every where option is disabled and showing bill paid. Any other way to bill pay early ?
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https://www.desidime.com/discussions/credit-card-early-pay-option?post_id=10553750#post_10553750
not working now
https://www.desidime.com/discussions/credit-card-early-pay-option?post_id=10553696#post_10553696
from jan 2025 onwards this paying bill early is of less use if you USE IT FOR LOWER UTILIZATON RATIO TRICK
because the CIC (credit information Companies) will report your credit report twice a month i.e once in 15 days:)
so enjoy till Dec
https://www.desidime.com/discussions/credit-card-early-pay-option?post_id=10553738#post_10553738
So cc bill payment option twice a month?
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https://www.desidime.com/discussions/credit-card-early-pay-option?post_id=10553777#post_10553777
try paying by neft method or upi method direct to card . check neft payment option for respective bank and first try with small amount
https://www.desidime.com/discussions/credit-card-early-pay-option?post_id=10553810#post_10553810
These are all changes to close loop holes and track cc usage.
Now also with bbps for Cc payments, they can track payment made across various cards easily which have same mobile number. Eg If you use 4 different bank cards payment 5l each and all have same mobile. Total payment 20lakh which is more that IT cap of 10L Cc payment
https://www.desidime.com/discussions/credit-card-early-pay-option?post_id=10553928#post_10553928
Absolutely right.. 100% correct information..💯 
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https://www.desidime.com/discussions/credit-card-early-pay-option?post_id=10554119#post_10554119
30% Credit Card Utilization is reported by banks by 30th of every month. Will there be any change in this rule @DEEPANGEORGE? If so how to plan our payments without impacting our credit score?
https://www.desidime.com/discussions/credit-card-early-pay-option?post_id=10554768#post_10554768
2 reporting has to be done in a month or statement cycle thats the criteria as far as I know
based on that figure which back does which day on reporting by checking credit report
so my guess is after figuring that out pay the bill 2 times, one in 13th day and another in 27th day to keep this utilization in control
https://www.desidime.com/discussions/credit-card-early-pay-option?post_id=10554793#post_10554793
Itna tension kai ko le rhe bhai log...CIBIL neeche hua to ek 6 months -1 Year ka loan lene ka aur time pr jma krne ka payment...again CIBIL upr chadega gais.
Chill marne ka... mast
https://www.desidime.com/discussions/credit-card-early-pay-option?post_id=10555304#post_10555304
Yes same happened with me my cibil was up by 46 points after taking load
Not sure how it works
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These are all changes to close loop holes and track cc usage.
Now also with bbps for Cc payments, they can track payment made across various cards easily which have same mobile number. Eg If you use 4 different bank cards payment 5l each and all have same mobile. Total payment 20lakh which is more that IT cap of 10L Cc payment
Bro is it 10 lakhs per month