Credit Card - Credit Card EMI Transaction Details - IDFC I have can anyone post other cards EMI charges?

IDFC Credit Card EMI Transaction Details - I got from Customer Care

1) EMI FEE: 99+GST or 1% of converted transaction amount +GST which ever is higher
this EMI Fee will be charged on latest upcoming bill generation and on next bill generation 1st emi starts

2) NO Reward Points: EMI conversion will make those earned reward point on that particular transaction void and null
3) 18% Rate of Interest: 18% per annum on reducing rate on the converted amount will be charged
4) 3% Foreclosure Charges: Foreclosure before completing all EMI then 3% on outstanding amount + GST is charged

So similarly anyone know Credit card EMI charges on SBI, Axis ... etc ? it would help all who refer this post in future, kindly share your views

I heard 0% interest rate on SBI Cards.. can anyone confirm this?