Credit Card Collection

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Last Comment 2024-09-05

2024-09-01

I have 7 credit cards. I have built credit card portfolio for cashback since 2021. I have good credit score and 5 cards are Lifetime free. My monthly spends approx 20k, mostly online. Next month I will travel by flight once a month, looking for travel benefits. Any best travel card under 3k annual fees? Any other card suggestions?

SBI Cashback, LTF - for all online spends (1.8 lakh limit)
AXIS Airtel - for utility bills, food delivery and grocery (58k limit)
Indusind Legend LTF - BOGO movie offer and lounge (1.4 lakh)
Swiggy HDFC - Food, dining and online spends (75k shared limit)
HDFC Tata neu plus, LTF - for Rupay UPI spends and lounge
ICICI Amazon, LTF - for instant discount offer on ICICI (1.2 lakh)
YES BANK SELECT, LTF - Visa BOGO movie and concierge (1.02 lakh)

Disclaimer

We are not SEBI/IRDA registered. The information provided herein is for education purposes only. We will not be responsible for any of your profit/loss with this channel's suggestions. Consult your financial advisor before making any decisions.

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https://www.desidime.com/discussions/credit-card-collection?page=1#post_10307915

sastasunder

2024-09-01

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Bhai sbi cashback LTF kaise mila?

https://www.desidime.com/discussions/credit-card-collection?page=1#post_10307922

kunalcc

2024-09-01

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Main har card ka full payment time pe karta hu, credit score accha hai. SBI ko request kia LTF karne ke liye. Toh valuable customer ke liye itna kar hi sakta hai bank.

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https://www.desidime.com/discussions/credit-card-collection?page=1#post_10308217

kunalcc

2024-09-02

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I used SBI card for 1.5 years and spent 7k every month. After that SBI made it LTF

https://www.desidime.com/discussions/credit-card-collection?page=1#post_10308233

kunalcc

2024-09-02

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AU credit cards are not available in my PIN code. Amex credit cards not accepted by most shopkeepers in my city. Club Vistara will be merged with Air India flying returns, so Vistara credit card might be converted into Air India cards.

I am getting Axis Atlas pre approved, but Axis bank is evil bank who kills credit card with devaluation.

https://www.desidime.com/discussions/credit-card-collection?page=1#post_10309697

SuperSubrata

2024-09-02

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I have a total of 6 cards. I started building my card portfolio from 2022. I had applied Axis Neo, which is LTF, in March this year, and got the card approved with more than 1Lakh Limit. I'm thinking of applying Axis Neo or Axis Ace... Can you please tell me which one should I apply? Chances of approval? LTF Possible??

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