Respected Members
I have a query.I have ICICI credit which has outstanding of around 60K and billing date is 5th of every month which means i will have to pay bill by 23rd. Due to some financial problem it will be hard for me to pay bill on time.
I want to know what happen it if i change the billing date like 18th or 25th.Will they apply any charge/Interest on his outstanding amount fir this gap??
Kindly help
ok bro.thanks so much
The process varies from bank to bank, and sometimes within the same bank also. Some banks process it instantly while some process it from the next billing cycle. They may or may not ask you to clear your outstanding first. I successfully avoided paying my bill by pushing the statement generation date to next month, thus pushing the due date (exactly what you're looking for). Then the bill was generated after approx 50 days, screenshot from the statement attached. And no, I was not charged any interest.
When I requested to change the billing cycle of my other Axis CC couple of days ago, the customer support rep told me that it'll reflect from the next billing cycle. So I believe that the process varies significantly. I would suggest you to just drop the request using the iMobile Pay app and it should work in your favour.
All the best.
yes bro just spoke to CCE and she assured that it won't charge me anything.
Thanks so much for your reply
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