https://www.desidime.com/discussions/credit-card-bill-payment-using-hdfc-millenia-debit-card-on-paytm?page=1#post_9898960
@abhishek012, your valuable insight, please.
Credit card bill payment using HDFC Millenia Debit Card on Paytm
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Hi, Dimers!
I have an HDFC Millenia Debit Card (Visa Signature variant).
I have been using this debit card for loading my Paytm wallet and then I would use the wallet balance to pay my credit card bills. And I have been getting 1% cashback for the same.
After RBI modified the directives for Paytm Payments bank, I'm unsure about loading my Paytm wallet using my HDFC Millenia dc.
I have a couple of questions:
1. Is it safe to load my Paytm wallet using my dc?
2. I remember a fellow dimer told me that I can pay my credit card bills directly using my HDFC Millenia Debit Card (Visa Signature variant) on Paytm instead of loading wallet and then paying, is this true?
3. Should I even use Paytm for such high value transactions, considering all its problems?
Please help me.
Thank you for your time and inputs
I have an HDFC Millenia Debit Card (Visa Signature variant).
I have been using this debit card for loading my Paytm wallet and then I would use the wallet balance to pay my credit card bills. And I have been getting 1% cashback for the same.
After RBI modified the directives for Paytm Payments bank, I'm unsure about loading my Paytm wallet using my HDFC Millenia dc.
I have a couple of questions:
1. Is it safe to load my Paytm wallet using my dc?
2. I remember a fellow dimer told me that I can pay my credit card bills directly using my HDFC Millenia Debit Card (Visa Signature variant) on Paytm instead of loading wallet and then paying, is this true?
3. Should I even use Paytm for such high value transactions, considering all its problems?
Please help me.
Thank you for your time and inputs
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https://www.desidime.com/discussions/credit-card-bill-payment-using-hdfc-millenia-debit-card-on-paytm?page=1#post_9898989
Paytm app is gonna be the same expect paytm payment bank. Paytm has clarified so many time s now.
Paytm wallet was present even when paytm bank was not born.
So I don't think anything will happen to paytm wallet.
On top of that , if you are adding money and then something happens to paytm wallet, they will obviously return people's money before vanishing.
https://www.desidime.com/discussions/credit-card-bill-payment-using-hdfc-millenia-debit-card-on-paytm?page=1#post_9900828
So, how many times per day can we pay cc bill on paytm?
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https://www.desidime.com/discussions/credit-card-bill-payment-using-hdfc-millenia-debit-card-on-paytm?page=1#post_9899393
get HDFC platinum debit card (Rs.750 annual fee, free for certain HDFC account variants)
if your main goal is paying credit card bills using debit card use HDFC platinum debit card IN HDFC BILL PORTAL TO PAY BILLS then you will get 1% cash back directly without even needing to do this hazzle of maintaining a wallet transaction and paying
a) Also HDFC millenea only offers Rs.400 max cashback per month as 1% (note: 1% cashback of 400 applies only on wallet and online transactions)
b) but HDFC platinum gives Rs.750 max cashback per month as 1% (note: 1% cashback of 750 applies only on utility bills ONLY IN HDFC BILL PAY PORTAL)
So try this way with HDFC platinum debit card
Note: Millenia debit card wont give cashback if you paid credit card directly using it without using wallet
https://www.desidime.com/discussions/credit-card-bill-payment-using-hdfc-millenia-debit-card-on-paytm?page=1#post_9899739
Use Amazon full kyc wallet load and transfer to bank or credit card bill pay via Amazon Wallet UPI.
You can use CC bill pay billdesk website or freecharge web cc bill pay and generate UPI QR code and pay CC bill via Amazon scan & pay through Amazon wallet UPI.
Note - If you are getting any error on amazon like limit exceed etc, manually enter card details and pay or try after 24-48hrs.
https://www.desidime.com/discussions/credit-card-bill-payment-using-hdfc-millenia-debit-card-on-paytm?page=1#post_9900827
Oh. I'll do that.
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https://www.desidime.com/discussions/credit-card-bill-payment-using-hdfc-millenia-debit-card-on-paytm?page=1#post_10246750
Can we get 2.5% on credit card bill payment on Paytm?
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Paytm app is gonna be the same expect paytm payment bank. Paytm has clarified so many time s now.
Paytm wallet was present even when paytm bank was not born.
So I don't think anything will happen to paytm wallet.
On top of that , if you are adding money and then something happens to paytm wallet, they will obviously return people's money before vanishing.
Use Amazon full kyc wallet load and transfer to bank or credit card bill pay via Amazon Wallet UPI.
You can use CC bill pay billdesk website or freecharge web cc bill pay and generate UPI QR code and pay CC bill via Amazon scan & pay through Amazon wallet UPI.
Note - If you are getting any error on amazon like limit exceed etc, manually enter card details and pay or try after 24-48hrs.
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