CREDIT CARD -> An SBI Tata Enterprise card Vs TATA Neu HDFC

Hello Dimers,

so how many of your are using Tata Credit cards (I am not talking about Tata Neu of HDFC), talking about tata cards from SBI 

Refer link:

Credit Cards from Tata Card - Choose the one for your needs

Post your views:) and lets see how many are really aware of it in the first place lol

Some of my doubts:

1) is it worth to spend as it gives kinda 1% to 3% on their platinum card IF WE USE IN TATA ONLY STUFFS

2) I doubt it wont be possible since its cobranded card, but still the doubt is , can we redeem these so called "Empower Point in tata card" to statement credit (99% i know its not possible, but still 1% hope so asking it) | Note: 1 Empower point is = Re.1

3) Tata Neu or Tata SBI card? which is better? and please explain how:))

Please do debate it:) lets decode