Credit bill payment of 154000 | How to pay ?

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bobby_123

Hi,

My cc bill is 154000 and my daily upi limit is 1L can i make payment in two times...  Like 90K and than more 64K  .. before the due date ?

Bank card - AU LIT

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Finance Mentor Finance Mentor
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W.e.f 3rd March, 2020 - UPI limit is 2 lakhs for credit card bill payment category but all UPI apps are not update to 2 lakhs limit for credit card bill payment category.

You can also pay in parts.

Here 2 lakhs limit on UPI for Credit card bill payment -

Screenshot20230103-120354CRED

Paytm app also supported 2 lakhs for credit card bill payment via UPI. Earlier, I had shared a screenshot here in detail of successfully paying a credit card bill of 2 lakhs via UPI.

@Ritesh_1

@rohitsingh7330

@Imperial_Penny

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Vanguard Vanguard
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Yes...you also use debit card/net banking to pay your credit card bills

Commentator Commentator
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How to pay with debit card? Which debit cards arr supported?

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Deal Newbie Deal Newbie
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you can pay in 2-3 parts it doesn't matter but you pay before the due date...

Deal Cadet Deal Cadet
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I guess you used above 50% card limit can you tell if CIBIL was affected?

Budding Star Budding Star
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Na na.. my limit is 5L around

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Finance Mentor Finance Mentor
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W.e.f 3rd March, 2020 - UPI limit is 2 lakhs for credit card bill payment category but all UPI apps are not update to 2 lakhs limit for credit card bill payment category.

You can also pay in parts.

Here 2 lakhs limit on UPI for Credit card bill payment -

Screenshot20230103-120354CRED

Paytm app also supported 2 lakhs for credit card bill payment via UPI. Earlier, I had shared a screenshot here in detail of successfully paying a credit card bill of 2 lakhs via UPI.

@Ritesh_1

@rohitsingh7330

@Imperial_Penny

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Deal Lieutenant Deal Lieutenant
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How you say your limit it 1Lakh in UPI?

recently NPCI increased limit for most of the things to 2Lakhs

so how you concluded that your UPI limit is 1 Lakh? bobby_123

Budding Star Budding Star
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yea i forgot bro.. since if i make payment to other where 1 lakh is limit... so was worried about it... 


but the above discussion cleared my doubts! 😃

Critic Critic
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Credit cards payment can be done in parts, any value, be it 1 or 123 or 5980 as far as the total sum of due amount is paid before the due date you will be fine.

Hunk Hunk
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Correct....i sometimes pay multiples of 1k using innopay app to get 0.5% blush

Commentator Commentator
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Use sbi Unipay use all your debit card like hdfc idfc etc they both give good reward points.

Finance Mentor Finance Mentor
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Ya, HDFC or RBL debit cards is not eligible for cashback on CRED app.

Pay through SBI Unipay or Canara Setu website.

@bobby_123 CRED me use maat kar dena.
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