CRED alternative ?

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Deal Lieutenant
Best_Deal_Hu...

What is the best CRED alternatives ? CRED is crap so looking for other apps

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Deal Cadet Deal Cadet
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Depends on why you started using CRED. Tell us what you are looking for in the new app.

The PostMighty The PostMighty
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Or, to be more precise, how exactly is CRED c*ap?

Because they are offering Rs 1 cashback on a Rs 87k CC payment?

If that is what makes CRED c*ap, then any other alternative you can possibly find will soon become c*ap if it isn't already.

Yes, there are some debit cards, especially HDFC Millennia and Platinum that offer 1% cashback for non-HDFC CC bill payments using HDFC net banking site. Search DD forums. Every other day someone opens a new thread for that.

Deal Cadet Deal Cadet
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Still cred is a better app for tracking bills and faster bill settlements

Deal Lieutenant Deal Lieutenant
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Just adding info: BBPS bill pay is also faster and quick settlement too:) instant and almost instant, now a days

so Cred is not that much important for quick settlement

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Deal Cadet Deal Cadet
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Depends on why you started using CRED. Tell us what you are looking for in the new app.

The PostMighty The PostMighty
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Or, to be more precise, how exactly is CRED c*ap?

Because they are offering Rs 1 cashback on a Rs 87k CC payment?

If that is what makes CRED c*ap, then any other alternative you can possibly find will soon become c*ap if it isn't already.

Yes, there are some debit cards, especially HDFC Millennia and Platinum that offer 1% cashback for non-HDFC CC bill payments using HDFC net banking site. Search DD forums. Every other day someone opens a new thread for that.

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Deal Lieutenant Deal Lieutenant
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What you expect from a venture capitalist company?? they will run out of money lol if the business model is bad, CRED model is getting bad since every other app has copied cred:) and now cred has lost its purpose similar to how paytm lost its uniqueness 

So what you need? Best_Deal_Hu

1) Cashback?

2) Timely reminder to pay bills?

3) Playing games like gambling to earn Rs.1 to 100?

4) Offers from affiliate stores linked?

5) usage tracking?

6) Credit Score tracking?

7) Loan suggestion based on credit card usage?

8) Credit card offers combined in one app?


The above are the reasons I can think of for using apps like CRED

Hmm anything I left? if so add it please

Deal Cadet Deal Cadet
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Where 2 check 4 8th one?

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Deal Cadet Deal Cadet
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Still cred is a better app for tracking bills and faster bill settlements

Deal Cadet Deal Cadet
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A calendar app is even better for reminders.

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Deal Lieutenant Deal Lieutenant
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IndMoney also detects credit card bill amount and due date just like Cred if you're only looking for tracking purposes.

Deal Newbie Deal Newbie
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Does cheq app is good for credit card bill payment if I pay 2-3 advance

Deal Newbie Deal Newbie
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If any other site which is genuine and better than cred for reward

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