complimentary upgrade to pinnacle worth it?

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Deal Cadet
yogobit460
Just received WhatsApp invite for an upgrade to pinnacle. Seems there is no joining fee. Is it a worth upgrade from legend? XRecorder27082024211928
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Deal Lieutenant Deal Lieutenant
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Yes

Deal Cadet Deal Cadet
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Did you get same offer & upgrade?
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Pinnacle card is only good for the international lounge usage where you get 2 international usage per quarter using Priority Pass. BMS movie offer is also there but its just Rs 200 off per ticket, very low value. 

I got the same upgrade offer for my previous LTF Legend credit card and took it since Legend was a useless card too.

Finance Ninja Finance Ninja
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Go for it. Better than legend

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I got a call for upgrade from legend to pinnacle. They mentioned no annual or renewal fee but joining fee of 15000 there which will be reimbursed as GyFTR Vouchers 

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Don't fall for that trap. The vouchers given are not the Amazon, Flipkart ones but high end brands and less popular brands which might not be that useful. At end you are paying the joining fee + GST when other people are getting it without paying any fees whatsoever.

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if free go for it, main benefit is 0 balance exclusive account 

Deal Cadet Deal Cadet
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What 0 balance exclusive account? I just have card with them

Heart of Gold Heart of Gold
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Absolutely go for an upgrade, Pinnacle is a better cc and allow you to open zero MAB Exclusive account.

Deal Cadet Deal Cadet
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Are you referring to Adavantage as exclusive savings accounts whose offer I've been getting since April this year?

Deal Lieutenant Deal Lieutenant
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@yogobit460 ... I keep getting call for an upgrade to Pinnacle (Mastercard) but it comes with one-time joining fee of Rs. 15k + GST ... did you do anything to get this LTF upgrade?

Even I hold Legend LTF and will take Pinnacle CC only if it's offered LTF.

Deal Cadet Deal Cadet
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So I've been getting calls for past two years ever since I swiped legend at airport longe twice to upgrade to indus Ind amex iconia was it? & then on August 8 this master card.

I told them I'd pay one time fees 17700 if they gave me Amazon pay balance equal amount.

They offered to  exclusively switch from luxury brand 15k voucher to 10k Amazon pay balance  for me saying it's less since online voucher

But I refused unless given 17700 Amazon pay

Savings Mentor Savings Mentor
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@yogobit460 Just curious how actively used is your Legend CC to get this offer and how old is it?

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only their names are great, features wise just opposite.

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