Does Paytm first CitiBank card seems value for money after updated rewards system?
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Citi Bank Paytm First Credit Card enquiry

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Tera_Jija

After Recent upgradation on rewards in Paytm first credit card new rewards seems lucrative for huge insurance bill payments.

1*Paytm Mall Spend*s: 5% cashback on all spending done on Paytm Mall
2*Flight bookings*: 2% cashback on all flight bookings done through Paytm Flights using the Paytm First Card
3*Spends on Paytm app and website*: 3% cashback on all spends done on the Paytm app and website, excluding spends done on Paytm Mall and Paytm Flights.
4*All other Spends* : . 1% cashback. However cashback will not accrue on fuel and wallet load transactions. earlier cashback was also available on wallet load transactions.

As per 3rd point we will receive 3% Cashback on this card for our insurance payments too. As of now Amazon Pay ICICI (APay) card gives 2% rewards and Axis ACE card gives 2% cashback.

So Paytm first card will be winner in this section. I was planning to cancel this card but now I am planning to continue with it as I have >1L/annum insurance payments. So I can get additional 1k cashback by using it.

Has anyone received 3% cashback with it on insurance payments? @abhishek012 @guest_999 @androgame

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As per this comment here, in reality you get only 1% & not 3% on insurance premium payments on paytm using paytm citi card because of transaction getting registered as lic & not paytm/one97comm. As citi bank is exiting retail operations in India so nobody knows when this issue will get sorted out.
https://www.desidime.com/discussions/paytm-citi...

Super Stud Super Stud
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What if the insurance payment is in SBI or any other partner?

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Deal Subedar Deal Subedar
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Anyone checked how much you are getting for rent payment on paytm using citi bank Paytm first card / sbi Paytm first card?

Deal Cadet Deal Cadet
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@sri222 any more insights, bro?

Deal Subedar Deal Subedar
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Few days back only, I have done LIC payment. So I will update after 3 weeks (billing date).

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Blaze Blaze
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Anyone please confirm cash back rate for rent payment using paytm

Deal Newbie Deal Newbie
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Anyone please confirm cash back rate for rent payment on paytm with paytm first credit card

Deal Cadet Deal Cadet
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@Swagger18 bro what’s the conclusion from your side? are you getting a consistent 3% rewards on LIC/insurance payments?

Deal Cadet Deal Cadet
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Congrats. Applied!
Already have a citi-Indian Oil LTF card

Deal Cadet Deal Cadet
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Received my card. Approved instantly as existing citi customer.
Lets give a try!

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Deal Cadet Deal Cadet
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@abhishek012 , bro this thread may be of your interest.

Helpful Helpful
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How to apply for this card, any link please…

Deal Newbie Deal Newbie
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Hi I’m getting an error when ever i try to make rent payment from Paytm using my " Paytm Citibank credit card ".

Error is
" Sorry, this transaction is declined as our system surveillance bot has flagged your account from making this transaction ".

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