CIBIL "Employment Section" shows Overdraft? curious what is it shown in your credit report?
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Hello Dimers
In your CIBIL report, what your Employment section shows?
in your CIBIL app or CIBIL Website in your credit report? please do take a look
For me it shows overdraft, i kinda feel it as joke:) hehe but still i am curious what all yours are showing around:)
Please do share and comment (after morphing/hiding company name and work details, incase if you share)
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Ye sab bhi free Wale he hai 🤣🤣🤣
For Me Showing Account Type As Credit Card.
it could be whatever your first credit instrument was. which could be an overdraft account as agents often auto open them with a salary account.
Thanks for the valuable insights:)
oh is that so,
let me deep dive in it
1) I dont have salary account reported in cibil (as axis denied my overdraft feature in my salary account)
2) this overdraft it shows might be my FD overdaftt i opened around 3 months back
3) but first credit card i opened 1 year back
so how this is possible?
i mean how it picked 3months overdraft rather than my 1 year old credit card?
Side note: My FD overdraft is the highest limit than a single credit card limit I have , so maybe thats why? (just blindly gueessing)
btw why account types are shown under employment section, isn't it should be company name?
but i got some credit cards after overdraft too, but only overdraft is shown in this employment section (the credit cards i got after overdraft are already reflecting in CIBIL as well, but employment section only reflects over draft)
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We peasants don't have cibil membership as you bro