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CB on Income Tax Payments

524°
Deal Cadet
budweiser

Income Tax e-Filing now allows tax payment using CCs/DCs. So, if I use non HDFC CC to pay tax and then HDFC Plantinum DC to pay the CC through HDFC BillPay, I get 1% CB. Is there any better way to pay off my ₹80K dues?

the payment gateways are levying 0.95% (0.80% + GST) convenience fees, which just about defeats the whole purpose of CB. The only savings possible is the interest free period for payment of the CC dues.

A better way would be to use my HDFC Business DC to get 1% (upto ₹750) CB, no convenience fee if I go though the HDFC payment gateway

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Hunk Hunk
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No need to go round about... If you have slice card, load it and pay.. you will get instant 1% cashback which you can withdraw back to bank. No charges

I personally pay this way..  not sure if there are better options. Now most of the cards don't reward for gov payments

Deal Cadet Deal Cadet
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My CA sent me upi payment link and i used rupay CC to pay and it got failed multiple times may due to big amount. is there any ine who is able to pay via a UPI using rupay cc?

Deal Cadet Deal Cadet
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@admin Please add to the initial post:

EDIT: the payment gateways are levying 0.95% (0.80% + GST) convenience fees, which just about defeats the whole purpose of CB. The only savings possible is the interest free period for payment of the CC dues.

A better way would be to use my HDFC Business DC to get 1% (upto ₹750) CB, no convenience fee if I go though the HDFC payment gateway 

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Deal Cadet Deal Cadet
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Cc is allowed i think via third party banks payment gateways with charges.

Critic Critic
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No not allowed last year atleast

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Hunk Hunk
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No need to go round about... If you have slice card, load it and pay.. you will get instant 1% cashback which you can withdraw back to bank. No charges

I personally pay this way..  not sure if there are better options. Now most of the cards don't reward for gov payments

Finance Mentor Finance Mentor
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Any referral benefits of slice prepaid?
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Deal Cadet Deal Cadet
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My CA sent me upi payment link and i used rupay CC to pay and it got failed multiple times may due to big amount. is there any ine who is able to pay via a UPI using rupay cc?

Deal Cadet Deal Cadet
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mmm.. iam thinking of (self filing ITR-3)paying ₹41k income tax via phonepe using federal rupay credit card (limit 75k).i have enough limit and double checked channel limits. got to see whether it works by july 19th . if not can use indusind rupay which has a 1 lakh limit😌
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Deal Subedar Deal Subedar
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Income tax payment possible with credit card?

Any charges?

Hunk Hunk
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Yes possible.. will show charges on the gateway page .. on tax payment page... Scroll right to find card option

Critic Critic
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Can someone send me Slice card referral?

The PostMighty The PostMighty
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Offtopic

How much does your ca charge for filing ITR? My CA charged me 3k for filing this year and under new regime...I feel this is too much considering in new regime there is no extra work for CA as everything available in AIS

Comrade Comrade
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500/- for salaried and 1500/- for FnO (In case of profit).

Only 10-15 minutes work for CA in case of salaried.

Down the pdf from the portal (Filed ITR) and learn from that, you will get to know what to fill in which column.

My brother filed for me 4 years ago and since then I have been doing it by myself.


Deal Cadet Deal Cadet
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@admin Please add to the initial post:

EDIT: the payment gateways are levying 0.95% (0.80% + GST) convenience fees, which just about defeats the whole purpose of CB. The only savings possible is the interest free period for payment of the CC dues.

A better way would be to use my HDFC Business DC to get 1% (upto ₹750) CB, no convenience fee if I go though the HDFC payment gateway 

Finance Mentor Finance Mentor
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Sadly cannot signup on jupiter due to linked email phone and pan already registered with onecard...

Coupon Baba Coupon Baba
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Two queries:

1) can we use payzapp wallet card for income tax payment?

2) where to find Income tax option in PhonePe?

@Seinfeld @Agni007

Finance Mentor Finance Mentor
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1. Haven't tried, eager to know too ..

2. Dunno about phone pe, not using app...

Finance Mentor Finance Mentor
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@KingRocks @Agni007

1) can we use payzapp wallet card for income tax payment?

Yes. Have even used a month back.

2) where to find Income tax option in PhonePe?

This was a short lived option last year June.

Finance Mentor Finance Mentor
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Using HDFC gateway, no charges, right? Choose debit card or CC mode while payment?

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Finance Mentor Finance Mentor
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@KingRocks  @Agni007

Use kotak pg, HDFC PG is not WYSIWG toungueout

Coupon Baba Coupon Baba
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Thank you 🙏

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Deal Lieutenant Deal Lieutenant
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Axis Ace cc pr 1.5 % cb milega kya ?

Finance Mentor Finance Mentor
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Nothing on govt txn for nearly all CC...

Deal Cadet Deal Cadet
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I think Amazon Pay card gives 1% cashback

Deal Lieutenant Deal Lieutenant
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Please confirm?

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Deal Cadet Deal Cadet
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Anything on IDFC select?

Deal Cadet Deal Cadet
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Any offer / method for cb on GST payments ? 

Comrade Comrade
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Standard chartered smart credit card gives 2% cashback on tax payments

replyuser
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