Can someone explain the difference between these two separate point/cashback system in HDFC debit card
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I have a HDFC Rewards Debit card which gives 5% saving on certain stores like smart bazar,irctc,apollo,etc. When I login to my net banking to redeem point,I get different sets of point system (Screenshot attached). I also use this card to book train tickets through smartbuy. Can someone explain the difference between these two point/cashback components.
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https://www.desidime.com/comments/permalink/10150177
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https://www.desidime.com/comments/permalink/10150202
Rewards Points is Card feature, should be explained in Card product page &/or T&C.
Promotional Cashback is for additional standalone offers ("Promotion") that HDFC may run on certain card(s). These can be targeted & spontaneous, spend based, festive related, etc. Promotional Cashback has shorter validity depending on specific promotion & don't count towards monthly quota for Card feature Reward/Cashback.
(Others can add/correct if I missed something)
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Hmm your rewards debit card will fetch these reward points on partner merchants as follows
I think the extra reward points than the normal is called promotional points I think (i dont have this so not sure) -> someone please confirm
beware normal points have 12 months validity and promotional points have 3 months validity only