BUYING SCOOTY WITH CREDIT CARD

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Deal Newbie
rozer9
Hi, all need your suggestions.
Planning to buy activa bike which is 1.1 lakh nearly. If i had paid with credit card did i get any benifit.
Below are the credit cards i have.

IDFC first select
Indisind legend
One card
Axis neo
Axis indian oil-rupay
Axis Flipkart
Tata neu rupay
Amazon pay icici

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Hotshot Hotshot
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directly negotiate ,i bought car using cc with 0 mdr charges and that too brezza a high selling maruti car. You have to know how to bargain

Hotshot Hotshot
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directly negotiate ,i bought car using cc with 0 mdr charges and that too brezza a high selling maruti car. You have to know how to bargain

Generous Generous
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no one takes losses , they will adjust charges here and there ... 1st principle of business . 
Generous Generous
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no one takes losses , they will adjust charges here and there ... 1st principle of business . 
Hotshot Hotshot
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@saymyname78 Sales person only gets salary and incentives.he is not owner so he is more bothered about sales than company profit 
In my case i negotiated everything like insurance etc. I did not even take extra warraty etc
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Deal Newbie Deal Newbie
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Hi, can anyone assist

Deal Cadet Deal Cadet
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The dealerships don't accept payments via credit cards, unless you're willing to pay them the MDR, which will be anywhere around 1.5-2%. They may however be willing to accept a tiny amount, like 5-10k using the credit card, but not more than that.

From the list of cards that you have, I believe your best bet would be making a UPI payment using AXIS IOCL. However, this too might not work since the dealerships have usually disabled this option as well.

Deal Newbie Deal Newbie
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I heard that Upi payment more than 2k has a service charge of 1.1% right??

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Deal Subedar Deal Subedar
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axis flipkart gives 1.5prcnt cb if dealer allows
Deal Subedar Deal Subedar
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not sure how as other categories have been devalued from 1.5% to 1% few months back by Axis
Hotshot Hotshot
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directly negotiate ,i bought car using cc with 0 mdr charges and that too brezza a high selling maruti car. You have to know how to bargain

Generous Generous
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no one takes losses , they will adjust charges here and there ... 1st principle of business . 
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Deal Lieutenant Deal Lieutenant
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I'm in the same boat, need to buy TVS Jupiter 125 (Disc, SmartX Connect) worth around Rs. 1.2 lakhs ... will be using IDFC First Wealth CC or Axis Bank Ace CC if the dealer allows.

Finance Mentor Finance Mentor
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Mostly they are using Insurance category MCC Code.

Just do Rs1 or Rs100 trxn and call your bank and ask your trxn MCC Code.

Deal Newbie Deal Newbie
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I didn't understand!

Can u explain briefly.

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Benevolent Benevolent
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I also need to buy one scooty Tvs N torque or Access 125 can anyone suggest which one is better? Or suggest other options.

Need to buy for sister & use will be casual day to day things.

Deal Cadet Deal Cadet
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Let me break it down to you in very short words.

1. Activa - Smooth engine, very systematic service experience, customer lounge is mostly super duper comfy.
2. Jupiter - Great value for money, tons of tiny thoughtful things designed to make out lives easier, the 110cc engine lacks power so it literally screams in your ear once you go past 50 kmph when riding solo. If it bothers you, don't go for it. Like my home is situated near a good 4 lane highway so whenever I go out, I have to travel for 6 kms with that engine screaming in my ear even at 50 kmph, which isn't an issue when riding in the city.
3. NTorq - Girls don't usually like it, so I'm not sure if your sister will go for it. Sporty, so less space on and under the seat. But great choice if power is your preference.
4. Access - Balance of power and calm. So if you're going for a 125cc and Activa, Jupiter etc scares your sister a little, then this one won't.

My recommendation would still be Jupiter, 110 or 125 would be your choice since the value and features it offers would really help in your day to day life.
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Deal Subedar Deal Subedar
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I bought activate using hdfc dcb card...

Don't buy insurance from dealer buy directly from acko... 

Don't buy accessories do it from outside...

Don't pay road tax to dealer instead pay directly on government site... 

Buy this way you will get two wheeler at cheapest price


Deal Cadet Deal Cadet
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Which insurance can we buy from acko?

And can you please guide me to pay road tax directly on the govt site?

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