BOB Eterna credit card benefits

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Deal Cadet
Desidime User

How is BOB ETERNA credit card in 2023 for a frequent traveller on flights?

Is the 3000 annual fees with GST justified for Eterna in comparison with HDFC MILLENNIA with 1179 annual fees?

I hope we get 5% cashback on flight booking via amazon with millenia

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Deal Cadet Deal Cadet
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Go for it if you get it as LTF. Wallet load has RP for Eterna. Most other categories are now excluded

Deal Lieutenant Deal Lieutenant
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Do the math... it is beneficial only with a 5% if you have regular monthly spends of 42K. else the effective reward rate falls to 3.75%

Deal Cadet Deal Cadet
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What about unlimited domestic free lounge access in 50 plus airports

Deal Lieutenant Deal Lieutenant
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how many trips do you take in an year ? your online spends in a month ? also these days lounges are as crowded as college canteens and food in many airports are as bad as hostel mess.

Deal Cadet Deal Cadet
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I take few flight trips every year with family, like four or five. So unlimited lounge access will good for me and add on cards. Each lounge cost 1500 approx, so annual fees is recoverable in ETERNA with few lounge visits. So far I didn't got college canteen crowd and hostel mess food in big city airport lounges. Paytm BOGO offer is also good 

FOR ONLINE SPENDS SBI CASHBACK IS BEST

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Deal Cadet Deal Cadet
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If you are in metro cities, Fitpass membership worth minimum 6,000/-


tried and tested

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