BOB advantage home loan
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Anyone here have taken BOB advantage home loan. Can u please tell if i deposit the total loan amount in the linked savings account, will the interest be reduced to zero. And will i need to pay the principal amount only? Also will only principal amount be deducted from the savings account or the normal emi will be deducted and then the interest will be credited back to the account?
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https://www.desidime.com/discussions/bob-advantage-home-loan?page=1#post_9699003
Got it.. Thanks
https://www.desidime.com/discussions/bob-advantage-home-loan?page=1#post_9698918
Iska basic hi clear nhi hai
On OD loans
Search/study online before jumping to such loans
https://www.desidime.com/discussions/bob-advantage-home-loan?page=1#post_9698971
FYI, i have already taken the loan from BOB. And the interest rate offered is better than what most of the banks were offering. And you are saying as if there is some disadvantage in taking OD loans. If so, please shed some light on the disadvantages of OD loans.
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https://www.desidime.com/discussions/bob-advantage-home-loan?page=1#post_9700846
its best in market as bob doesnt charge extra for od loan upto 75 lakh
https://www.desidime.com/discussions/bob-advantage-home-loan?page=1#post_9901853
does BoB gives OD based home loan in under construction property as well ?
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Normal emi will be deducted
However
Full emi will be deposited as principal amount since there is no interest