best way to use yes bank credit card rewards

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Deal Cadet
pentiumd

i have about 15k points in yes bank rewards. they allow to redeem 50% points at a time & conversion rate is 10%. so i get 750 Rs for 7500 points with 118 Rs rewards redemption charges. is there any better way ?

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Finance Mentor Finance Mentor
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Well dunno, but just have the uni yes card for 2 months that auto credits 1%cb to the statement for txn>100...

Deal Cadet Deal Cadet
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Do BBPS transaction from the reward redemption login menu. You can even pay your CC bill. They deduct processing fee (this can be paid using points) and redemption fee of 100+GST....but best part is you can redeem ALL of your points.....

Deal Cadet Deal Cadet
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very good option.. they are charging 300 points as processing fees in addition to 118 rs redemption fee.
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