Finance
HDFC sends emails for 5% cb offers on partner jewellery stores around festivals... CC: millennia gives 1% (upto 1k, plus 1L milestone in quarter gives 1k GV)) and neucard 1.5% on top of it...
Dunno about other banks or higher hdfc cards...
I heard hdfc is going to stop 1k egv on quarter spends for millennia cc from jan 2024.
Only lounge access
Op you just mentioned bank names, pls mention cc names also.
If you want to know which store is good, then add your city name also
Then only dimers can suggest you
Buy gift card from magicpin
How much gift cards they accept?
For amount <₹20000, go with Amex (MRCC), ask them to do 4 txn of ₹5000, it would fetch ~5%.
For greater than ₹20000, use idfc cc for ~2% return on spends about ₹25k for idfc first select cc.
Play around with these cards for amount lesser than ₹50000. If around ₹100000, then try combination of amex+hdfc/idfc
Tq. Is idfc giving rp for gold purchases?
And which hdfc cc?
They are not allowing to split bill amount to use 2 r 3 cc 
Buy vouchers online. Check carefully whether the voucher is for gold or diamond or gold coin and offline or online acceptable. Most CC won't give reward points for gold purchase.
You should atleast mention which city and what stores are there for meaningful suggestions. In Bangalore, I find tanishq is the best. Unmatched finishing and making but making charges and gold charges are expensive. Malabar is very good in terms of collections and can bargain on making charges.
hdfc infinia gives 3.3 percent rewards
I would suggest using tata neu infinity and try to buy from tanishq. I got 5% neucoins on total bill amount. Also for old gold exchange try tanishq or equivalent big store which has computerized machine for inspecting gold quality ie karat.
Hi bro. Did u buy it online or offline at a store?
I tried once with Indusind Legend credit card on weekend and got 2% CB.
Can you explain this?....10x can be equivalent to 2%
SBI credit card is the best during Dhanteras and Akshay Tritiya. This year they provided 5% upto 2500 cashback for Reliance jewels and flat Rs 4000 cashback for orders above 80000 in Tanishq. Their brand list is exhaustive when you search for offers in big cities.
I asked in malabar. For this scheme, nd 2 split, they said they don't accept amex
Mostly reward & cash back offer are not on jewellery & gift cards.
Try to get offer via paytm gift card.. They mostly work in offline store. I tried on kalyan, tanishq couples of time.
How about sbi click or hdfc regalia?
Tataneu plus gives 1.5% coins for gold purchase offline?
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How much gift cards they accept?
Never buy GV for offline stores until you talk to the bill counter. It's very risky, if they don't accept it.
For amount <₹20000, go with Amex (MRCC), ask them to do 4 txn of ₹5000, it would fetch ~5%.
For greater than ₹20000, use idfc cc for ~2% return on spends about ₹25k for idfc first select cc.
Play around with these cards for amount lesser than ₹50000. If around ₹100000, then try combination of amex+hdfc/idfc
I don't hold hdfc cc.
Which store and location?? Usually all big stores will allow, just request. I have split it at Malabar, joyallukas, tanishq multiple txns .
They just want money to be paid.
I have tried in multiple locations both in tier 1 and tier 3 cities.
Tq. Hyd, lalitha jewellers, i ll ask next time