best way to book train ticket?

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Deal Cadet
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they are putting surcharge and i dont have SBI IRCTC or BOB IRCTC card

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Heart of Gold Heart of Gold
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Smartbuy with HDFC CC

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Deal Cadet Deal Cadet
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Payzapp with HDFC CC / DC

Deal Newbie Deal Newbie
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Payzap flat 5% off. But all of a sudden they reduced it to 1%. Sad

Deal Lieutenant Deal Lieutenant
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No Bro Payzapp Still Giving 5% On Hdfc Credit Card

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Heart of Gold Heart of Gold
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Smartbuy with HDFC CC

Deal Cadet Deal Cadet
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which HDFC card wud be best my friends have regalia,tata infinity neu,pixel,swiggy? tell me based on that i contact that friend
Deal Cadet Deal Cadet
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Use MMT with amazon pay payment, payzap reduced to 1% only

Deal Cadet Deal Cadet
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Use trainman 12% off upto around 120

Deal Cadet Deal Cadet
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how?
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Deal Lieutenant Deal Lieutenant
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I had already crossed Rs. 50k mark on my IDFC First Bank Wealth DC, so, I paid via IRCTC website, used IDFC First Bank FIRSTap DC (RuPay Platinum DC) since any extra charge is waived off using RuPay DC ... and I'll receive 2.5% worth RPs.

Existing option I had was using HDFC Bank Regalia CC but the reward rate was lower than 2.5%

Deal Cadet Deal Cadet
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is there is nay advantage in booking on payzapp? if yes which HDFC card or payzapp wallet or card would be best ?

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