Best salary account

If your employer has given you option just pick IDFC..Choosing other banks for freebies or features is not worth the hassle or worth for petty money.

Idfc is convenience and they never charge you for any of the service literally there's no charges in IDFC. Just simple

Go with ICICI / HDFC ..

ICICI : for pre approved cc's/loans in future.

HDFC : For cc's

My employer/ HR aggreed to deposit the salary in my existing saving account.  HRs have target by banks like if they open 1000+ a/c  they company shall get discount on interest for OD/Loan, etc.  

however i fought with HR told they abt my inconvenience to use other bank A/c.  Finally they agreed.  

Idfc

Get HDFC they have HNI  banking once you do some good transactions in your account your salary account will be upgraded to classic HNI banking and hence forth kinda unlimited kinda withdrawal using debit card:) and some other perks like good credit card approval etc...

so get HDFC blindly xD

IDFC charges are less but as far as i know 

1) their loans service are worst and 

2) hmmm their customer response is not that great as well 

so avoid IDFC for salary (DONT think IDFC is cheap  BECAUSE EVERY BANK SALARY ACCOUNT is cheap actually)

you wont have much charges in ANY BANK SALARY ACCOUNT


I SUGGEST HDFC THAN OTHER BANKS

I recommend ICICI, Hdfc or AXIS. Axis has a floater health insurance plan complementary. You just have to pay 2500 and you get 30L health top up with a 3L deductible